We are about to buy a house, but my husband wants to consolidate his student loans. Should we wait?

We have been pre-approved to buy the house, have an accepted offer and are almost ready to go.





However, my husband also wants to consolidate his student loans. Should we wait until after we close on the house to consolidate his student loans? How will it affect our mortgage application?|||Any action you take at this point will not likely affect the outcome of your loan. Your lender has already pulled your credit report and has pre-approved the loan. They will pull it again to see if anything changed, but, again, what ever action you take today is not likely to show up on your credit report for at least 30 days.





Having said that, consolidating his student loans (by doing it himself) may be a good idea from an interest rate perspective. But consolidating from a score perspective may not buy you anything.





And definitely don't use a "Debt Consolidation" service to handle this for you. It is likely to cost you more in the long run.|||Don't mess with your credit until you close on the house. Golden rule.|||yes go ahead wait till he is done is the house running away