Should I ask my husband to add my name to the new house title?

I recently got married. My husband is buying a house. He is paying the down payment and will be paying mortgage. He has high income (double of my income). I work full time and help pay for things for home and foods.





Should I ask him to add my name to the new house title? What are the pros and cons of having my name on the house title?





If my name is NOT on the house title and if he dies suddenly, will I get the house?|||You should definitely have your name added to the financial papers associated with your home. Even if you are not actually making any of the payments, as long as the loan is in good standing the positive credit rating will be in both of your names (as opposed to only his). Similarly, should he fall behind on payments or otherwise default on the loan, you would be associated with the negative rating.





In the case of your husband's sudden demise, you would not necessarily be the one the home will go to by default if you are not named in the paperwork or in a will. Even if a will is recorded, there probably will be at least a 6 month probate time where other family members or children by another woman (if there are any) could contest your claim on the home, as well as any other assets he may leave behind.





Also, in today's economic climate, there is no guarantee the he will always be the one to make all of the payments. There may possibly come a time when you will be the one making the payments. As a wife, it never hurts to have some good credit in your name in case of a divorce or sudden death. You wouldn't want to be caught unexpectedly without any positive credit history, should you ever need it. Congratulations on your marriage and Good Luck!|||If you are married you are legally an equal owner as your husband to the property. Did he purchase the home BEFORE you got married? If he purchased the home after you got married, you would have had to sign about 5-6 documents since you are the spouse and would also therefore have legal rights to the property. But yeah, he will not be able to transact on this home in the future without your signatures. If you want to make it official contact a real estate attorney and he can draw up the paperwork officially adding you to title, might be a $150 fee.|||Depends on what state you live in. In most states you will automatically have an interest because you are married. I am sure there are other states, but I know IN is not a dower %26amp; curtsy state. Some like CA are community states. There is no reason you cannot have your name put on the deed after closing unless he objects.|||Check out if you live in a community property State. You should see an Attorney on this and all of the finer points of the marriage contract. The next Fifty years could be sexy, romantic and a profitable partnership or miserable; your choice!|||stay off the deed and mortgage and get a quit from husband and a separate written agreement


from husband to cover you.|||In all probability but get your name on the deed to make sure.