Friday, December 2, 2011
My husband killed a bee hive colony in our house now there is a rotten sweet smell and maggots.What do we do?
My husband killed a bee hive colony in an eave of our house. Now we have maggots on our porch under the site of the hive and somehow they are geeting into the room closest to the site and there is very strong, rotting, sweet, smell in the same area. Is this all connected and what do we do?|||You need to remove what is in your way and get out all the dead bee hive, then the smell will go away
Will me and my husband buy a house in a couple of months?
Me and my husband are supposed to buy a house in five months will we buy this house?|||IF you both have a job and have the money for the down payment and the monthly payments then I say 'YES' go for it.. get yourselves that dream house..|||my husband and I have been trying for over a few years... but we can't because his ex wife is still riding him to the top... they BEEN divorced for a long while but they still own property together and it makes me angry because we've been married for a long long time and we can't move forward|||The chicken bones are smoking, but the smoke is white...
That means there's a Pope, but it's inconclusive regarding your home purchase.
I'd need the blood from a virgin, and there haven't been any here for, well, a couple minutes.|||No idea. Do you have the down payment? Can you afford the monthly payments? The insurance, water, garbage, electricity etc? Can you find a house at a price you can afford? You needed to give more detail but if I were to guess I would say no.|||My crystal ball says it will be more like a duplex with a shared bathroom between 2 households. check into the price of emptying the septic tank before committing as this will be an ongoing expense.
Good Luck!!|||If you catch a rabbit and cut out it's liver, you can read the spots and then know for sure.
See: hepatoscopy|||No. If someone who asks a question this dumb is allowed to buy a house, I will lose my remaining faith in humanity.|||the signs point to yes..that's what the "magic 8 ball app" on my iphone said!|||How are we supposed to know? I aint a soothe - sayer!|||I dont know will you?|||Let me consult my crystal ball.
That means there's a Pope, but it's inconclusive regarding your home purchase.
I'd need the blood from a virgin, and there haven't been any here for, well, a couple minutes.|||No idea. Do you have the down payment? Can you afford the monthly payments? The insurance, water, garbage, electricity etc? Can you find a house at a price you can afford? You needed to give more detail but if I were to guess I would say no.|||My crystal ball says it will be more like a duplex with a shared bathroom between 2 households. check into the price of emptying the septic tank before committing as this will be an ongoing expense.
Good Luck!!|||If you catch a rabbit and cut out it's liver, you can read the spots and then know for sure.
See: hepatoscopy|||No. If someone who asks a question this dumb is allowed to buy a house, I will lose my remaining faith in humanity.|||the signs point to yes..that's what the "magic 8 ball app" on my iphone said!|||How are we supposed to know? I aint a soothe - sayer!|||I dont know will you?|||Let me consult my crystal ball.
Can my husband sign over title deeds of the house to me a get another mortgage?
In the current climate this sounds like financial suicide but my husband and I want to sell our house and buy another. Unfortunately the bank won't allow us to buy before selling, we wondered if by signing over the tiltle deeds to me would he be able to get another mortgage?|||it isn't the ownership, but the loans that are the problems. Just by signing over the deeds, he will still owe the loans - since they CANNOT be transferred.
So no, this will not work. Since it appears he doesn't qualify for a new loan while he still has the old one(s) in his name.|||If your husband is on the mortgage it won't work and may cause more problems. Most deeds contain a due on sale clause. If ownership changes they can call the loan due. Also, if you aren't on the mortgage you just can't assume a mortgage without the mortgagees (lender) approval.
realtor.sailor|||Your husband will still be on the mortgage so it will count toward his debt to income ratio. You will need to refinance on your own and have him taken off the mortgage in order for your current mortgage not to count. This will only work if you canafford the house on your income alone.|||No because taking your name off the title has NO bearing on the mortgage note.
You can sign your house over to anyone you want...but that doesn't change the bank's lien or the mortgage note he signed at closing stating he would pay for it.|||Even if your name isn't on the deed he couldn't sell with out you
So no, this will not work. Since it appears he doesn't qualify for a new loan while he still has the old one(s) in his name.|||If your husband is on the mortgage it won't work and may cause more problems. Most deeds contain a due on sale clause. If ownership changes they can call the loan due. Also, if you aren't on the mortgage you just can't assume a mortgage without the mortgagees (lender) approval.
realtor.sailor|||Your husband will still be on the mortgage so it will count toward his debt to income ratio. You will need to refinance on your own and have him taken off the mortgage in order for your current mortgage not to count. This will only work if you canafford the house on your income alone.|||No because taking your name off the title has NO bearing on the mortgage note.
You can sign your house over to anyone you want...but that doesn't change the bank's lien or the mortgage note he signed at closing stating he would pay for it.|||Even if your name isn't on the deed he couldn't sell with out you
If the wife won't sign a disclaimer deed for her husband to buy a house? Will husband get deposit back?
The husband (in CA) signed a contract with his name on the contract only. The wife doesn't like the house. She indicated that she won't sign a disclaimer deed. At this point, what is the natural course of action for this transaction. Will the husband able to get his earnest money back? Which party has interest in the disclaimer deed? If the deal fail, who is at fault, the buyer or the seller for not securing a disclaimer deed before the contract is signed. Thanks.
H.|||A disclaimer deed just means that the wife does not accept owner ship of the property that it would be her husbands to own not hers jointly. If anything happened to her husband and they owned it legally it is not her hous too.
He would be the sole owner.
so I can see why someone would not sign it if they WANTED the house.
To the best of my knowledge they need both signatures and should have obtained both signatures since they are married and in California.
You might try calling an attorney that specializes in real estate transactions.
He might be able to give you some free info if you call on the phone. I would try a few and see what kind of info someone can give you.
Because a discalimer deed would just apply to the married couple that own or want to purchase the home. I t has nothing to do with the seller.|||When we bought a home one time and put up the deposit the Realtor said if we backed out they keep the money put down..
But this was not so i blocked him in the drive way and made him write me a check of course since he said that i rush to the bank thinking he would stop payment. But he didn't so i would say yes.
It was called escrow.
H.|||A disclaimer deed just means that the wife does not accept owner ship of the property that it would be her husbands to own not hers jointly. If anything happened to her husband and they owned it legally it is not her hous too.
He would be the sole owner.
so I can see why someone would not sign it if they WANTED the house.
To the best of my knowledge they need both signatures and should have obtained both signatures since they are married and in California.
You might try calling an attorney that specializes in real estate transactions.
He might be able to give you some free info if you call on the phone. I would try a few and see what kind of info someone can give you.
Because a discalimer deed would just apply to the married couple that own or want to purchase the home. I t has nothing to do with the seller.|||When we bought a home one time and put up the deposit the Realtor said if we backed out they keep the money put down..
But this was not so i blocked him in the drive way and made him write me a check of course since he said that i rush to the bank thinking he would stop payment. But he didn't so i would say yes.
It was called escrow.
Is my husband entitled to half my house?
I bought my home before i met my husband,but now he wont leave and i am worried he thinks he is entitled to half my house,he doesnt give me any money towards the house .|||most states will entitle him to 1/2 the equity the House has earned while married,just as a wife would.
it would not be right in the states eye to have a house before marriage,be married for 30 years ,divorce and not get a share.
you were married,does not matter if he helped with mortgage or not,it is a partnership|||It depends on divorce laws, any prenups that have been in place, and anything he may have contributed towards the house renovation wise. I think if you had to make a case today, you would have some strong odds on winning since he hasn't contributed. Keep in mind, it has been home for a while for him and there is sentimental value.|||well sence you bought it before you where wit your husband, it shouldn't be, and sence he doesn't pay you, you can use that against him if you are getting a deviouse, anything you bought well you where with him wil be split but sence your payin the bills for the house, the devoice ppl should grante you the house|||Consult an attorney as soon as possible. Make copies of all financial statements (his %26amp; yours) and bring it with you to the consultation. Only an attorney can tell you exactly the law where you reside %26amp; what you should expect if there was a divorce.
If you pack his stuff up and throw it on the street %26amp; change the locks, do you think he will have the balls to call the police and have them re-enter him in your house ? If you really hate him, try that.|||Depends on the law in the state you live in. Go see a lawyer for advice. Might be hard to evict him since he never signed a lease/rental. In Texas he would be given 1/2 of the improved value of your property (tax records). Make copies of bank record and be ready to explain where you think his cash goes.|||Depends entirely upon where you live and your personal circumstances. If you are concerned the consult a lawyer.
Whatever you earn and pay towards during the marriage is considered to be split. Even what is previously owned can also be considered.|||all you got to do is give him 30 days to move out. I think you need to file for separation first. Talk to the magistrate office.|||He is entitled to half the equity in the home from the time he began living in it.|||Equal rights and all , I believe he should be .
Women have been " Taking that bastard for all he's worth " for decades,,, Time to level the playing field , don't you think ?|||Did he mark it as his territory?|||no.. let him live on the streets lol
it would not be right in the states eye to have a house before marriage,be married for 30 years ,divorce and not get a share.
you were married,does not matter if he helped with mortgage or not,it is a partnership|||It depends on divorce laws, any prenups that have been in place, and anything he may have contributed towards the house renovation wise. I think if you had to make a case today, you would have some strong odds on winning since he hasn't contributed. Keep in mind, it has been home for a while for him and there is sentimental value.|||well sence you bought it before you where wit your husband, it shouldn't be, and sence he doesn't pay you, you can use that against him if you are getting a deviouse, anything you bought well you where with him wil be split but sence your payin the bills for the house, the devoice ppl should grante you the house|||Consult an attorney as soon as possible. Make copies of all financial statements (his %26amp; yours) and bring it with you to the consultation. Only an attorney can tell you exactly the law where you reside %26amp; what you should expect if there was a divorce.
If you pack his stuff up and throw it on the street %26amp; change the locks, do you think he will have the balls to call the police and have them re-enter him in your house ? If you really hate him, try that.|||Depends on the law in the state you live in. Go see a lawyer for advice. Might be hard to evict him since he never signed a lease/rental. In Texas he would be given 1/2 of the improved value of your property (tax records). Make copies of bank record and be ready to explain where you think his cash goes.|||Depends entirely upon where you live and your personal circumstances. If you are concerned the consult a lawyer.
Whatever you earn and pay towards during the marriage is considered to be split. Even what is previously owned can also be considered.|||all you got to do is give him 30 days to move out. I think you need to file for separation first. Talk to the magistrate office.|||He is entitled to half the equity in the home from the time he began living in it.|||Equal rights and all , I believe he should be .
Women have been " Taking that bastard for all he's worth " for decades,,, Time to level the playing field , don't you think ?|||Did he mark it as his territory?|||no.. let him live on the streets lol
Are me and my husband entitled to a house once he has finished training in the army?
are me and my husband entitled to a house once he finishes training in the army or does he have to wait until he has been in the army for 2 years?|||I believe you have to wait until he's been honorably discharged from the army, following the service time he's signed up for.|||yes, you will recieve either on or off post housing. there is usually a waiting list for on post.. so most likely you will live off post. He will recieve BAH which is basic allowance for housing the amount of BAH you recieve is based on the cost of housing in the area, rank and time in service. you can either rent or buy it doesnt matter. the money is yours to do whatever with. You will not have to wait 2 years to recieve BAH. I recommend not living on post becuase you can end up making money out of the deal if you can find cheap rent. He will also recieve an allowance for food which is currently about $320.00.|||Okay, are you talking about housing, or buying a home?
If you are talking about housing, yes, you will either get on post housing or BAH to pay for off post housing. You actually should already be receiving BAH for your location while he's in training.
If you're talking about buying a home, it depends on your credit, but you can get a VA home loan. I don't know if you have to have served a certain amount of time to get it.|||No.
If post housing is available, you might get a house on post. If not, he will be paid a little more to offset the cost of off post housing. In some cases, the offset is greater than the average cost. In most cases, the offset is about equal to the average off post housing.
But no, you are not entitled to a house.|||NO... However what you ARE entitled to is part of the GI Bill, a guarantee on PART of your mortgage. The mortgage guarantee means you will be able to buy a house with NO DOWN PAYMENT instead of the 10% to 20% normally required by a mortgage lender. The GI Bill guarantee is what makes the lender qualify you for a mortgage in spite of the fact you made NO down payment. So the answer is NO, you will NOT get a "free" house, but what you WILL get is a break on a down payment which will get you into a house more easily than a civilian who has the same financial means as you have. There IS a drawback. Your mortgage payment each month will be higher than a civilian who made a down payment on a house selling for the exact same price, as you are borrowing more money than the civilian who paid 20% as a down payment. Borrow more, and you pay more. The guarantee is a BIG thing and will allow you to get a mortgage that others, civilians, will NOT be able to get. Don't go overboard here. Just because you can get a bigger mortgage is not a reason to extend yourself beyond your means. Be careful and stay within your means or you will be one of those deadbeats who are in the middle of the financial crisis and likely to default and go into foreclosure. The guarantee is simply to reassure the lender they are not likely to LOSE money if you go into default. That is NO reason to overextend yourself...
I bought my house, a 3br split level, 20 years ago using the entitlement of the GI Bill. I would not have been able to afford this house otherwise as I had no means to make a down payment. But then, I was going to retire here, having been in the Navy for 16 years before coming to the Pacific Northwest as my final duty station. My advice is to wait and buy when you know you will leave the military, but BEFORE you actually leave the military. Make sure you have employment lined up BEFORE leaving the service. Just because you have an entitlement does NOT mean you are safe from financial ruin, as it only protects a portion of the mortgage to the lender. YOU get zip, nada, nothing... AND you will still owe the balance between what you borrowed and what the amount was that was guaranteed. The GI Bill only guarantees something like 80% of the value, NOT the full amount of the mortgage.|||You will be entitled to home financing (mortgage) under the G.I. Bill. But, nobody is going to "give you" a house.
EDIT: ...and when did I EVER say anything about Montgomery GI Bill. The omnibus package covering veterans benefits is commonly known as the G.I. Bill, which is more than educational benefits.|||if you mean base housing: NO you are NOT entitled to that ever. it is a benefit that MAY be an option for him depending on location, paygrade and bedroom entitlement. wait lists to get into housing can be a year long.. or it can be a week. .
If base housing is not available or an option he will get BAH instead to help defray the costs of living in town.|||they are not going to just give you a house. you have done nothing to warrant them just giving you a house. you can however stay in on-base housing. you live in their housing until you have to transfer commands, in the end you do not own the house.|||Off base housing is not an entitlement, however you may or may not be qualified for govt housing on base. Keep in mind there may also be a wait for it! Here is one of many links for you
http://usmilitary.about.com/od/housingal鈥?/a>|||You will be entitled to housing. If no housing is available on post your husband will get Basic Assistance for Housing (BAH) included in his paycheck commensurate with his duty location.|||there are loans for military families but i would wait because many military jobs are going to be cut and you may have to move around alot-renting may be your best option|||Housing is a benefit, not an entitlement. You'll lean soon enough about the differences.|||no, you aren't entitled to a house. You may get money towards housing but not a whole house.|||could be|||no|||no
If you are talking about housing, yes, you will either get on post housing or BAH to pay for off post housing. You actually should already be receiving BAH for your location while he's in training.
If you're talking about buying a home, it depends on your credit, but you can get a VA home loan. I don't know if you have to have served a certain amount of time to get it.|||No.
If post housing is available, you might get a house on post. If not, he will be paid a little more to offset the cost of off post housing. In some cases, the offset is greater than the average cost. In most cases, the offset is about equal to the average off post housing.
But no, you are not entitled to a house.|||NO... However what you ARE entitled to is part of the GI Bill, a guarantee on PART of your mortgage. The mortgage guarantee means you will be able to buy a house with NO DOWN PAYMENT instead of the 10% to 20% normally required by a mortgage lender. The GI Bill guarantee is what makes the lender qualify you for a mortgage in spite of the fact you made NO down payment. So the answer is NO, you will NOT get a "free" house, but what you WILL get is a break on a down payment which will get you into a house more easily than a civilian who has the same financial means as you have. There IS a drawback. Your mortgage payment each month will be higher than a civilian who made a down payment on a house selling for the exact same price, as you are borrowing more money than the civilian who paid 20% as a down payment. Borrow more, and you pay more. The guarantee is a BIG thing and will allow you to get a mortgage that others, civilians, will NOT be able to get. Don't go overboard here. Just because you can get a bigger mortgage is not a reason to extend yourself beyond your means. Be careful and stay within your means or you will be one of those deadbeats who are in the middle of the financial crisis and likely to default and go into foreclosure. The guarantee is simply to reassure the lender they are not likely to LOSE money if you go into default. That is NO reason to overextend yourself...
I bought my house, a 3br split level, 20 years ago using the entitlement of the GI Bill. I would not have been able to afford this house otherwise as I had no means to make a down payment. But then, I was going to retire here, having been in the Navy for 16 years before coming to the Pacific Northwest as my final duty station. My advice is to wait and buy when you know you will leave the military, but BEFORE you actually leave the military. Make sure you have employment lined up BEFORE leaving the service. Just because you have an entitlement does NOT mean you are safe from financial ruin, as it only protects a portion of the mortgage to the lender. YOU get zip, nada, nothing... AND you will still owe the balance between what you borrowed and what the amount was that was guaranteed. The GI Bill only guarantees something like 80% of the value, NOT the full amount of the mortgage.|||You will be entitled to home financing (mortgage) under the G.I. Bill. But, nobody is going to "give you" a house.
EDIT: ...and when did I EVER say anything about Montgomery GI Bill. The omnibus package covering veterans benefits is commonly known as the G.I. Bill, which is more than educational benefits.|||if you mean base housing: NO you are NOT entitled to that ever. it is a benefit that MAY be an option for him depending on location, paygrade and bedroom entitlement. wait lists to get into housing can be a year long.. or it can be a week. .
If base housing is not available or an option he will get BAH instead to help defray the costs of living in town.|||they are not going to just give you a house. you have done nothing to warrant them just giving you a house. you can however stay in on-base housing. you live in their housing until you have to transfer commands, in the end you do not own the house.|||Off base housing is not an entitlement, however you may or may not be qualified for govt housing on base. Keep in mind there may also be a wait for it! Here is one of many links for you
http://usmilitary.about.com/od/housingal鈥?/a>|||You will be entitled to housing. If no housing is available on post your husband will get Basic Assistance for Housing (BAH) included in his paycheck commensurate with his duty location.|||there are loans for military families but i would wait because many military jobs are going to be cut and you may have to move around alot-renting may be your best option|||Housing is a benefit, not an entitlement. You'll lean soon enough about the differences.|||no, you aren't entitled to a house. You may get money towards housing but not a whole house.|||could be|||no|||no
House husband, what are the legalities of being 1 ?
i am in a possible position to become a house husband.
Q- What would i do about nat insurance ,would i be classed as unemployed?any thing else i should know?|||You can choose not to be in employment if your partner will support you. Since you are not available for work, you can't claim benefit. You can pay Class 3 National Insurance contributions to top up your entitlement to State Retirement pension.|||Yes you are unemployed. There is no legal definition of being a house husband or a woman being a housewife. Check that you would get a pension based on your wife's nhi payments same as a woman gets a pension based on her husbands.contributions... You would not be able to claim job seekers or other benefits as you are not available for work. Housing or council tax benefits would depend on your wife's income. Presume she is in a position to support you and pay all the bills etc,|||get a job|||Anything else you should know...
It's the toughest job you'll ever have - at times rewarding beyond belief, at times so boring pulling your fingernails out with your teeth can sound like fun.
Q- What would i do about nat insurance ,would i be classed as unemployed?any thing else i should know?|||You can choose not to be in employment if your partner will support you. Since you are not available for work, you can't claim benefit. You can pay Class 3 National Insurance contributions to top up your entitlement to State Retirement pension.|||Yes you are unemployed. There is no legal definition of being a house husband or a woman being a housewife. Check that you would get a pension based on your wife's nhi payments same as a woman gets a pension based on her husbands.contributions... You would not be able to claim job seekers or other benefits as you are not available for work. Housing or council tax benefits would depend on your wife's income. Presume she is in a position to support you and pay all the bills etc,|||get a job|||Anything else you should know...
It's the toughest job you'll ever have - at times rewarding beyond belief, at times so boring pulling your fingernails out with your teeth can sound like fun.
My Husband wants the House after Divorce?
My husband wants the house as part of divorce settlement. Both of our names are on the deed, but the loan is in my name alone. How does my husband gets the house and loan over into his name alone? We live in Idaho a community property state.|||If you really want the house i will perform a miracle to make him have an 'accident' so you will get the house.|||Let the lawyers figure it out, that's why you pay them.|||The lawyers will do all that for you and you want them to! If something gets messed up, it could cost you dearly.
The house needs to be appraised for valuation and you two have to come to some kind of resolution over the valuation. You then need to file a quit claim deed to remove yourself from the property title, etc...
Insure the lender has you totally off their records.
(if they don't and your husband trashes out the house (for some reason) - the lender can come back to you for restitution)|||Typically in a house settlement, the one spouse must actually sell it to the other spouse at fair market value. The profit is then split between you. He will have to get his own loan from a bank. The down side is you will both have to pay closing costs.|||If you are amenable to him taking the house then he would have to get a loan in his name only to cover the mortgage. If this is not possible then there is no way he can take the house, no judge would order you to remain on the loan and award the house to your spouse. If he can't get a mortgage to cover your current loan then the best bet would be to sell the house and divide up the profits.|||If you both are using one attorney, it is a bad idea. The attorney will favor the one lining his pockets. Get your own attorney because even if he wants the house, he will have to buy you out of it.|||All my best to you in this situation. My advice to you would be for you to speak with a lawyer. With so much at stake, and you want to be sure to do everything as right as possible. Speak and get your advice from a lawyer. I hope this transition for you will be a peaceful and smooth one.|||He needs to finance a mortgage in his own name and buy you out. He's likely entitled to an ownership stake regardless because it was his homestead, but unless the judge orders you to continue paying the mortgage as a form of spousal support (not common), your STBX will have to secure a loan in his own name.|||Yes, lawyers will handle this best.
The house needs to be appraised for valuation and you two have to come to some kind of resolution over the valuation. You then need to file a quit claim deed to remove yourself from the property title, etc...
Insure the lender has you totally off their records.
(if they don't and your husband trashes out the house (for some reason) - the lender can come back to you for restitution)|||Typically in a house settlement, the one spouse must actually sell it to the other spouse at fair market value. The profit is then split between you. He will have to get his own loan from a bank. The down side is you will both have to pay closing costs.|||If you are amenable to him taking the house then he would have to get a loan in his name only to cover the mortgage. If this is not possible then there is no way he can take the house, no judge would order you to remain on the loan and award the house to your spouse. If he can't get a mortgage to cover your current loan then the best bet would be to sell the house and divide up the profits.|||If you both are using one attorney, it is a bad idea. The attorney will favor the one lining his pockets. Get your own attorney because even if he wants the house, he will have to buy you out of it.|||All my best to you in this situation. My advice to you would be for you to speak with a lawyer. With so much at stake, and you want to be sure to do everything as right as possible. Speak and get your advice from a lawyer. I hope this transition for you will be a peaceful and smooth one.|||He needs to finance a mortgage in his own name and buy you out. He's likely entitled to an ownership stake regardless because it was his homestead, but unless the judge orders you to continue paying the mortgage as a form of spousal support (not common), your STBX will have to secure a loan in his own name.|||Yes, lawyers will handle this best.
My husband wont help me around the house even though he is home all day. How do I make him help me?
I will admit that my husband was not the most help around the house before, but since he has been on medical leave for wrist surgery, he has just added to the mess instead of helping clean it. I know that he can't do a whole lot of chores with only one hand, but he could put dirty clothes in the washer, put clean ones in the dryer and dry clothes in a basket, so I can fold them later. And he most certainly could pick up the stuff around the living room. He hasn't done anything since this leave started at the end of Sept. He sleeps late everyday and watches hunting shows on TV all day long. I have been expecting him to watch our daughter 3-4 days out of the week, to save on daycare since he is only bringing in a percent of his normal pay, and all he does is complain about what a brat she was all day. Funny how I dont have that problem with her on my days off and neither does her sitter. He just seems to want to treat this as a vacation and do nothing. How do I get him to at least help?|||I'm kind of in the same situation. My husband hurt his back at work and isn't working. We have a 7mos daughter and I'm 5wks preg. He stays up late because he was used to working overnight, but I talked to him last night and told him that I need him to keep more "normal" hours. That way, our daughter can get a little more interaction and I asked him if, since he isn't working and I'm working full-time, I would need his help more around the house.
He told me that if I would keep up with the dishes, which I'm really bad at since we moved and don't have a dishwasher anymore, he would do the rest of the house.
I know that it can be very depressing for a man when he doesn't feel like he is "whole" when he can't do the things he normally can. Try to understand his perspective, but also try to work out a deal with him. If he watches your daughter and cleans up after themselves during the day, helps with what he can, you'll do the dishes since he can't etc..., you'll make sure to do what you can in exchange. It's a tough situation, I know. But just because you have this one disagreement, that's no reason to rush to counseling. This isn't a very uncommon situation...trust me just ask around.
Good luck and don't fret. You'll get it figured out~|||If he wasn't most helpful b4 injury,why would u expect him 2 b helpful?Don't u think u expecting 2much frm a guy who isn't used 2 using his hands? I don't think there's anything u can do to make him do anything, unless he's acting out of depression!
Most of the time men find it difficult 2 come 2 terms with this kind of situation. Try to find out what is eating him and encourage him that u 2 should go to counselling(accompanying him). Try to be more supportive and surely he'll come around! It's a bit tough 4 him seating around the whole day without doing any thing.
Goodluck!!|||You know your husband better than anyone out here in cyberspace, but it seems as though he might be depressed.
He's used to having a job and being the bread winner in the house, and now he's been demoted to this shell of a man, whose recovering from an injury and watching your child. To most men, this is a very immasculating situation, and probably he doesn't feel much like a man.
Try your best to recognize this situation. I still would approach him in a very gingerly manner and politely suggest that he do certain things around the house. We women have the great ability of suggesting things in such a way that a man thinks it's his idea. This is a perfect time to use your gift.|||Sit him down and tell him (do not ask, do not plead) that you expect him to do certain things that he is able to do for the family sake and if he does not do them, you will consider that he does not consider himself a member of the family, therefore, you will treat him like an unwanted guest. This means you will not wash his clothes, cook his supper, help him with things he cannot do for himself nor have sex with him. I think about a week of this will convince him that he should help as much as he is able.|||you can't sounds like he is a red neck . The best idea would be to burn the couch and TV then he might not get distracted with the hunting channel|||Well I work full time. If I had an injury, I'd want to do nothing to and make my hubby do everything lol But we don't have kids, so different situation. You should stop doing everything. Let the house get really dirty - when he needs something clean and it's not there, he might wake up. lol although I've tried this method, and I always cave in - so be strong honey!|||Girl u need to tell him to stop being lazy and get up and do something before u stop doing all the work. IF he doesnt listen then you need to let him go i dont care he aint doin nothing but sittin around that house looking at the mess you will be cleaning up.|||Sounds like he may be a little depressed. Have you talked to him about it or just nag. Men do not respond to nagging women. Otherwise I don't know what you can do other than nothing, do what he does and do not wait on him hand and foot. We have a tendency to create our own situations. As for your daughter sounds like he is having a problem being a Dad.|||You know something, I hate to say this but what you are describing sounds a lot like me. I feel really bad for it. Our son is 3 and a half and ever sinse he was born my wife has done like 95 percent of everything. True, I was busy with work and college and all that stuff, but even when I was home with nothing to do for extended periods, I selfishly let her do everything. I never helped change his diaper, or feed him, not anything. Maybe just a few times. But in my defense, i was real depressed, too. But I feel real bad. But I've been in Iraq for a year, and am getting ready to come home, and I cant wait to get home and make up for lost time. This will be the first time though that I won't have the burden of of college or work, sinse he was born so we'll see how it goes. I think it will be good. Also, our son screamed.....constantly. I mean not stop. She says he doesnt even do that anymore. I think just a bunch of factors came together to make me act that way. I'm just glad she never left me because of it. I'm not sure what you can say to your husband, to make him help, because I remember when my wife would say to me...."why don't you have any interest in your son's life?" and I would just take that as her wanting to start an argument or something. Its difficult. Just pray he comes around, and he will.|||don't do anything for him. Don't wash his cloths or do his dishes. when the mess piles up he may get the hint.|||I got 3 house helpers. I will send you the prettiest to help. Then I bet the lazy pratt will be off his ar*e so quick following her around asking if he can help in any way.....she's really pretty so whilst he's following her around his drooling tongue will be mopping the floor....one job done! In trying to impress her he will be sucking in a lot of air to pull in his gut. When letting out the air he will be blowing the dust away....second job done! In showing what a good Dad he is he will surely look after his daughter all the time trying to impress the househelp....third job done! He will surely not want to see her lifting heavy things (delicate little thing that she is!) as it might prove to her that he is not a man and will do that for her....forth job done! He will not want to miss a minute being around her so he will be up and about early....final problem solved!!!!! When can I send her around!!!! Oh and please do not worry that she might take off with him. That will not happen.... promise!!!! After all I am just like your husband and why do you think my wife employed her!!!!!!|||you deserve better than to be treated like a cleaner and nurse rather than a wife and woman.And your husband should be relishing the time he spends with your daughter, not complaining about it!!!Have a serious talkn with him about how you are feeling.He'll probably say that you are nagging but this needs to be done-what is a relationship without communication after all?If that doesnt work, show him what life would be like without you, and go away for a bit.He'll buck his idea up then!!
Good luck|||tough one
I used to be like your husband|||get a lawyer if you are really frustated OR maybe you could just keep telling him too maybe the kid really is a brat to him tell your daughter to not bug anybody if she asks why tell her its a good thing to not bug some1 if the dad still refuses then im afraid you will just wait till his work leave ends...by the way if your kid cries pick her up and tell her to behave|||WELL IN MY OPINION, I THINK YOU SHOULD EITHER KEEP ON BUGGING HIM ABOUT IT UNTIL HE STARTS TO HELP OR SHOW HIM WHAT WILL HAPPEN IF HE DOESN'T HELP AROUND THE HOUSE. BE TOUGH AND TAKE A STAND IN YOUR LIFE. FOR YOU AND YOUR CHILDREN.|||This is definitely a serious problem if he doesn't want to help and doesn't even want to watch his own daughter. The thing he needs is a rude awakening you need to take charge of the situation and show him you mean business. What I would do is get the cable disconnected since you don't get to watch it all the time and he shouldn't be watching it all the time, and tell him since his pay is less right now you can't afford the added expense because you really don't need TV. As for getting him to clean stop doing things for him only wash your own clothes and your daughters make him do his own, and then tell him that you work still and he has way more time to clean and his not cleaning is very inconsiderate. Tell him if he really loves you than he should be helping you since he can if that doesn't motivate him to clean I would say you married a bad choice. And about not wanting to watch his own daughter I don't think you can change that if he doesn't like to watch kids you should have known that before you had any with him.|||I am sorry to hear that. It sounds like your husband takes you for granted and you guys need to go to counseling or something. You work and have a child and he needs to contribute, one arm or not! He sounds like a lazy and lacks respect for your role. I think you need to start by sitting him down after the baby is in bed and talk to him, or go out to eat alone this weekend and talk. If things do not change this is going to put a huge strain on your marriage. I hope everything works out.|||talk to him -not us
funny how americans want someone else to solve their problems or be responsible for them or even do their work for them-and then claim to be the most resilient race in the world|||put your foot down! Stop washing his clothes. Tell him if he cant help you around the house more then you're gonna let him wear dirty stuff and live in a pig sty. Try leaving a few days just to see if he will try to do anything to help. He's got a wrist problem he's not paralyzed.
He told me that if I would keep up with the dishes, which I'm really bad at since we moved and don't have a dishwasher anymore, he would do the rest of the house.
I know that it can be very depressing for a man when he doesn't feel like he is "whole" when he can't do the things he normally can. Try to understand his perspective, but also try to work out a deal with him. If he watches your daughter and cleans up after themselves during the day, helps with what he can, you'll do the dishes since he can't etc..., you'll make sure to do what you can in exchange. It's a tough situation, I know. But just because you have this one disagreement, that's no reason to rush to counseling. This isn't a very uncommon situation...trust me just ask around.
Good luck and don't fret. You'll get it figured out~|||If he wasn't most helpful b4 injury,why would u expect him 2 b helpful?Don't u think u expecting 2much frm a guy who isn't used 2 using his hands? I don't think there's anything u can do to make him do anything, unless he's acting out of depression!
Most of the time men find it difficult 2 come 2 terms with this kind of situation. Try to find out what is eating him and encourage him that u 2 should go to counselling(accompanying him). Try to be more supportive and surely he'll come around! It's a bit tough 4 him seating around the whole day without doing any thing.
Goodluck!!|||You know your husband better than anyone out here in cyberspace, but it seems as though he might be depressed.
He's used to having a job and being the bread winner in the house, and now he's been demoted to this shell of a man, whose recovering from an injury and watching your child. To most men, this is a very immasculating situation, and probably he doesn't feel much like a man.
Try your best to recognize this situation. I still would approach him in a very gingerly manner and politely suggest that he do certain things around the house. We women have the great ability of suggesting things in such a way that a man thinks it's his idea. This is a perfect time to use your gift.|||Sit him down and tell him (do not ask, do not plead) that you expect him to do certain things that he is able to do for the family sake and if he does not do them, you will consider that he does not consider himself a member of the family, therefore, you will treat him like an unwanted guest. This means you will not wash his clothes, cook his supper, help him with things he cannot do for himself nor have sex with him. I think about a week of this will convince him that he should help as much as he is able.|||you can't sounds like he is a red neck . The best idea would be to burn the couch and TV then he might not get distracted with the hunting channel|||Well I work full time. If I had an injury, I'd want to do nothing to and make my hubby do everything lol But we don't have kids, so different situation. You should stop doing everything. Let the house get really dirty - when he needs something clean and it's not there, he might wake up. lol although I've tried this method, and I always cave in - so be strong honey!|||Girl u need to tell him to stop being lazy and get up and do something before u stop doing all the work. IF he doesnt listen then you need to let him go i dont care he aint doin nothing but sittin around that house looking at the mess you will be cleaning up.|||Sounds like he may be a little depressed. Have you talked to him about it or just nag. Men do not respond to nagging women. Otherwise I don't know what you can do other than nothing, do what he does and do not wait on him hand and foot. We have a tendency to create our own situations. As for your daughter sounds like he is having a problem being a Dad.|||You know something, I hate to say this but what you are describing sounds a lot like me. I feel really bad for it. Our son is 3 and a half and ever sinse he was born my wife has done like 95 percent of everything. True, I was busy with work and college and all that stuff, but even when I was home with nothing to do for extended periods, I selfishly let her do everything. I never helped change his diaper, or feed him, not anything. Maybe just a few times. But in my defense, i was real depressed, too. But I feel real bad. But I've been in Iraq for a year, and am getting ready to come home, and I cant wait to get home and make up for lost time. This will be the first time though that I won't have the burden of of college or work, sinse he was born so we'll see how it goes. I think it will be good. Also, our son screamed.....constantly. I mean not stop. She says he doesnt even do that anymore. I think just a bunch of factors came together to make me act that way. I'm just glad she never left me because of it. I'm not sure what you can say to your husband, to make him help, because I remember when my wife would say to me...."why don't you have any interest in your son's life?" and I would just take that as her wanting to start an argument or something. Its difficult. Just pray he comes around, and he will.|||don't do anything for him. Don't wash his cloths or do his dishes. when the mess piles up he may get the hint.|||I got 3 house helpers. I will send you the prettiest to help. Then I bet the lazy pratt will be off his ar*e so quick following her around asking if he can help in any way.....she's really pretty so whilst he's following her around his drooling tongue will be mopping the floor....one job done! In trying to impress her he will be sucking in a lot of air to pull in his gut. When letting out the air he will be blowing the dust away....second job done! In showing what a good Dad he is he will surely look after his daughter all the time trying to impress the househelp....third job done! He will surely not want to see her lifting heavy things (delicate little thing that she is!) as it might prove to her that he is not a man and will do that for her....forth job done! He will not want to miss a minute being around her so he will be up and about early....final problem solved!!!!! When can I send her around!!!! Oh and please do not worry that she might take off with him. That will not happen.... promise!!!! After all I am just like your husband and why do you think my wife employed her!!!!!!|||you deserve better than to be treated like a cleaner and nurse rather than a wife and woman.And your husband should be relishing the time he spends with your daughter, not complaining about it!!!Have a serious talkn with him about how you are feeling.He'll probably say that you are nagging but this needs to be done-what is a relationship without communication after all?If that doesnt work, show him what life would be like without you, and go away for a bit.He'll buck his idea up then!!
Good luck|||tough one
I used to be like your husband|||get a lawyer if you are really frustated OR maybe you could just keep telling him too maybe the kid really is a brat to him tell your daughter to not bug anybody if she asks why tell her its a good thing to not bug some1 if the dad still refuses then im afraid you will just wait till his work leave ends...by the way if your kid cries pick her up and tell her to behave|||WELL IN MY OPINION, I THINK YOU SHOULD EITHER KEEP ON BUGGING HIM ABOUT IT UNTIL HE STARTS TO HELP OR SHOW HIM WHAT WILL HAPPEN IF HE DOESN'T HELP AROUND THE HOUSE. BE TOUGH AND TAKE A STAND IN YOUR LIFE. FOR YOU AND YOUR CHILDREN.|||This is definitely a serious problem if he doesn't want to help and doesn't even want to watch his own daughter. The thing he needs is a rude awakening you need to take charge of the situation and show him you mean business. What I would do is get the cable disconnected since you don't get to watch it all the time and he shouldn't be watching it all the time, and tell him since his pay is less right now you can't afford the added expense because you really don't need TV. As for getting him to clean stop doing things for him only wash your own clothes and your daughters make him do his own, and then tell him that you work still and he has way more time to clean and his not cleaning is very inconsiderate. Tell him if he really loves you than he should be helping you since he can if that doesn't motivate him to clean I would say you married a bad choice. And about not wanting to watch his own daughter I don't think you can change that if he doesn't like to watch kids you should have known that before you had any with him.|||I am sorry to hear that. It sounds like your husband takes you for granted and you guys need to go to counseling or something. You work and have a child and he needs to contribute, one arm or not! He sounds like a lazy and lacks respect for your role. I think you need to start by sitting him down after the baby is in bed and talk to him, or go out to eat alone this weekend and talk. If things do not change this is going to put a huge strain on your marriage. I hope everything works out.|||talk to him -not us
funny how americans want someone else to solve their problems or be responsible for them or even do their work for them-and then claim to be the most resilient race in the world|||put your foot down! Stop washing his clothes. Tell him if he cant help you around the house more then you're gonna let him wear dirty stuff and live in a pig sty. Try leaving a few days just to see if he will try to do anything to help. He's got a wrist problem he's not paralyzed.
Can my husband sign for me when our house sells?
My husband lost his job and we've moved 2,300 miles. The house is in short sale (pre-foreclosure) status. I'm 28 weeks pregnant and miss my house terribly. I'd prefer not to have anything to do with someone happily buying our home for $30,000 less than we bought it for in the summer of last year.
Do I really have to sign that stuff, or can I just let him do it? I'm not on the loan, but I am on the deed.|||There are 2 Specific Power of Attorney forms. One is to buy or encumber, the other is to sell. You sign %26amp; record it in the state you are selling or your hubby can bring it with him when he signs %26amp; the escrow company can have it recorded with the deeds/closing papers.
If this home was your primary residence %26amp; certain conditions apply, no, you will not have to pay income tax on the amount of cancelled debt. What is the Mortgage Forgiveness Debt Relief Act of 2007?:
http://www.irs.gov/individuals/article/0鈥?/a>|||You could also quit claim your interests to your husband and have your husband record it.
|||I do shortsales all day long, are you aware that at the end of the year your husband will receive a 1099 and have to pay taxes on the $30,000.00 . Yes, you will have to sign off on the deed unless you signed over power of attorney.|||I do short sales for a living as well. You will have to sign off as well or give your husband power of attorney.
The reason I answered is that the previous answer made some remarks about taxes that could not be true. For example, if this home was in California and your primary residence, you would have no tax consequences.
Regards|||If you sign a power of attorney, there is no reason, you have to be bothered. Good luck in your new location!|||You, as an owner, will need to sign the warranty deed transferring ownership to new owners. You may be able to avoid signing the warranty deed, but to do so you would have to give to your husband a valid power of attorney to sign on your behalf.
Do I really have to sign that stuff, or can I just let him do it? I'm not on the loan, but I am on the deed.|||There are 2 Specific Power of Attorney forms. One is to buy or encumber, the other is to sell. You sign %26amp; record it in the state you are selling or your hubby can bring it with him when he signs %26amp; the escrow company can have it recorded with the deeds/closing papers.
If this home was your primary residence %26amp; certain conditions apply, no, you will not have to pay income tax on the amount of cancelled debt. What is the Mortgage Forgiveness Debt Relief Act of 2007?:
http://www.irs.gov/individuals/article/0鈥?/a>|||You could also quit claim your interests to your husband and have your husband record it.
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|||I do shortsales all day long, are you aware that at the end of the year your husband will receive a 1099 and have to pay taxes on the $30,000.00 . Yes, you will have to sign off on the deed unless you signed over power of attorney.|||I do short sales for a living as well. You will have to sign off as well or give your husband power of attorney.
The reason I answered is that the previous answer made some remarks about taxes that could not be true. For example, if this home was in California and your primary residence, you would have no tax consequences.
Regards|||If you sign a power of attorney, there is no reason, you have to be bothered. Good luck in your new location!|||You, as an owner, will need to sign the warranty deed transferring ownership to new owners. You may be able to avoid signing the warranty deed, but to do so you would have to give to your husband a valid power of attorney to sign on your behalf.
Should me and my husband get a bigger house?
Wel we have a pretty big house that is 3 stores but we have 3 kids and two on the way and with the way things are going I do not want my husband to have his ball chopped off and i don't want to do anything either and well i really want a big family so should i jsut bye a really big house that my kids will be able to live in their whole lives or move depending on what happens when it happens?|||go for it|||Yep, go for a old factory plant and you guys can produce then as much as you like.|||A house that is 3 stories seems adequate to me for a family with 5 children. Are the children not sharing rooms? This is a good experience to grow up with. I shared a room with two sisters and loved it. We would talk every night and be there for each other.
Sometimes a house is so big that it starts to feel cold and the members of a family can actually become distant.
I think you guys are probably doing ok. As you can already see from people's answers, Americans really freak out when you mention the words "big family" and start accusing you of contributing to the so-called population explosion, even though the birth rate in our country is like 1.5 children and consistently dropping.
As an American that believes in TRUE freedom I support your decision to raise a family as you see fit.|||I would say it would depend on what you guys can afford. Being pregnant is not a good time to move, as you can't lift heavy boxes or help move furniture. Just have a savings fund for a bigger house, and move when you can pay for it without taking away from your children. For now, 3 stories seem big enough.
I would agree that the closer the family is in proximity, the closer your kids will be together growing up. The bigger the house, the more you will have to clean too. Lots of stuff to think about.|||3 storeys but how many bedrooms? If there is enough do not move.5 kids is big on the finances but to add a new house unnecessarily would be a huge financial drain|||It doesn't matter the size of the house. It matters if the children have a home they feel safe and cozy in.
Congrats on your family. Always love your husband.|||i see you never understood over population and zero population growth|||If you can both afford it why not? The kids will enjoy the room and you will have a better quality of life! Make your home a pleasurable place to be so you enjoy the place you spend your lives in!
Sometimes a house is so big that it starts to feel cold and the members of a family can actually become distant.
I think you guys are probably doing ok. As you can already see from people's answers, Americans really freak out when you mention the words "big family" and start accusing you of contributing to the so-called population explosion, even though the birth rate in our country is like 1.5 children and consistently dropping.
As an American that believes in TRUE freedom I support your decision to raise a family as you see fit.|||I would say it would depend on what you guys can afford. Being pregnant is not a good time to move, as you can't lift heavy boxes or help move furniture. Just have a savings fund for a bigger house, and move when you can pay for it without taking away from your children. For now, 3 stories seem big enough.
I would agree that the closer the family is in proximity, the closer your kids will be together growing up. The bigger the house, the more you will have to clean too. Lots of stuff to think about.|||3 storeys but how many bedrooms? If there is enough do not move.5 kids is big on the finances but to add a new house unnecessarily would be a huge financial drain|||It doesn't matter the size of the house. It matters if the children have a home they feel safe and cozy in.
Congrats on your family. Always love your husband.|||i see you never understood over population and zero population growth|||If you can both afford it why not? The kids will enjoy the room and you will have a better quality of life! Make your home a pleasurable place to be so you enjoy the place you spend your lives in!
If my husband inhertited a house and the house is in a trust, can i get half of the propety in the divorce?
if my husband inhertited a house, and the house is in a family trust, can i get half of the propety in the divorce|||No, Inheritance is not considered community property and is not divided during a divorce.|||I think that all depends on if you signed a pre nup. Ask a lawyer if you are really concerned.|||your not serious are you?? theres words for people like you, and lucky im not that much of a ***** to say them!|||A lot of men would love to be married to you!!! No, you have no claim on his house.|||This is exactly why MEN dont want to marry...|||No, inheritance is not community property. I do not think you are in his relative's family trust are you?|||not if its in trust, no you cant
you cannot break the terms of a trust for a divorce|||U can't get anything because the house is ina trust. U can only get things in the property that is not in a trust or u wait after house has been settled what remains out of it can be shared then u can have ur own share of it.|||No, not unless you are married until the home is transferred into liquid asset.|||Basically the rule of thumb is that anything you made together after you were married, or bought together after you were married, gets split. What he had before you were married or inherited is not something you made together and would not apply (there are also exceptions if you were married a very longggg time).
I would always just do a prenup to make it clear and avoid all the lawyer garbage, people change and more then 50% will end in divorce.
you cannot break the terms of a trust for a divorce|||U can't get anything because the house is ina trust. U can only get things in the property that is not in a trust or u wait after house has been settled what remains out of it can be shared then u can have ur own share of it.|||No, not unless you are married until the home is transferred into liquid asset.|||Basically the rule of thumb is that anything you made together after you were married, or bought together after you were married, gets split. What he had before you were married or inherited is not something you made together and would not apply (there are also exceptions if you were married a very longggg time).
I would always just do a prenup to make it clear and avoid all the lawyer garbage, people change and more then 50% will end in divorce.
If you are married and husband wats to sell house and wife does not?
My husband wants to sell house, I am on the deed too, if I don't want it to be sold, can it? even if he says he going to put it up for sale, and we are married now??|||Nope. Legally the property can't be sold without your signature unless he goes to court and sues you.|||You will both have to sign off on all paperwork. He can not sell it without your consent.|||just sell half the house lol jk that's not possible because u have to sign a form or contract or something|||Can't be sold legally.. You are going to need to talk this again and again and again till you compromise. If you are married it is about compromise and about both of you.. Should not be about he wants to so it's going to happen.. or you don't want it to so it's not going to happen. You both need to look at each others sides and discuss the matter reasonably.
Just read your additional comments. If it's a divorce more than likely the house will need to be sold but I'd wait till the divorce was underway. You can discuss this matter and such with the judge and he or she can offer better advice and it will all be under the law. If you are married and you were just a stay at home mom doesnt mean you dont have as many rights. that should mean nothing as far as rights go.|||If it's in both of your names he can't sell it without your signature.|||He can't sell it without your consent.
If he's abusive towards you, file a complaint with his commanding officer.|||no because the property is just as much yours as his, but if you are going through a divorce it will probably have to be sold.|||No he can't. If you both have property rights, he can't force you to give yours up. You'd both have to sign your interests in the property over in order to sell it.|||Young lady, first of all get an atty., your husband DOES NOT need your permission to put the house on the market. Depending on the state you reside in, and how you were put on the deed, will determine if he can actually sell the home! If you retain a lawyer, and can show abuse, he can file a motion with the court that all communication between you and your husband be channeled Thur your atty. Tell your lawyer of your intentions regarding the divorce, and seek relief from future abuse, until your situation is resolved. By the way, there is a big difference in selling, and actually getting it to a closing.Good Luck!|||ok you both need to really communicate here, this is just plain and simple :)
write down and decide the good with the bad of keeping %26amp; selling the property. Why keep it? why sell it that kind of thing. Or keep it and rent it out if you both cannot agree.
No it cannot be sold with out both consents on the title docs %26amp; sales contract beforehand. But you can have the title office write up a deed to take his or her name off title to sell it if needed, title co will advise how to go about it if you just ask... the fee is about 75-150
Just read your additional comments. If it's a divorce more than likely the house will need to be sold but I'd wait till the divorce was underway. You can discuss this matter and such with the judge and he or she can offer better advice and it will all be under the law. If you are married and you were just a stay at home mom doesnt mean you dont have as many rights. that should mean nothing as far as rights go.|||If it's in both of your names he can't sell it without your signature.|||He can't sell it without your consent.
If he's abusive towards you, file a complaint with his commanding officer.|||no because the property is just as much yours as his, but if you are going through a divorce it will probably have to be sold.|||No he can't. If you both have property rights, he can't force you to give yours up. You'd both have to sign your interests in the property over in order to sell it.|||Young lady, first of all get an atty., your husband DOES NOT need your permission to put the house on the market. Depending on the state you reside in, and how you were put on the deed, will determine if he can actually sell the home! If you retain a lawyer, and can show abuse, he can file a motion with the court that all communication between you and your husband be channeled Thur your atty. Tell your lawyer of your intentions regarding the divorce, and seek relief from future abuse, until your situation is resolved. By the way, there is a big difference in selling, and actually getting it to a closing.Good Luck!|||ok you both need to really communicate here, this is just plain and simple :)
write down and decide the good with the bad of keeping %26amp; selling the property. Why keep it? why sell it that kind of thing. Or keep it and rent it out if you both cannot agree.
No it cannot be sold with out both consents on the title docs %26amp; sales contract beforehand. But you can have the title office write up a deed to take his or her name off title to sell it if needed, title co will advise how to go about it if you just ask... the fee is about 75-150
If my husband and I buy a house can we still buy another one?
My husband and I want to buy a house. Right now we are looking at one that is 145,000. We have pretty good credit. He makes about 3,000 a month and I make about 1,000 a month. If we buy this house will we be able to buy another one in the near future?|||no, especially if the 2nd house will be an investment property - you will need 20% down payment plus closing costs on an investment property and the int rate will not be anywhere near 5.5% either - only owner occupied homes get the low rates. you will probably need $15,000 in cash just to buy the first house
and money will be tight enough with just the one house - everything costs more vs an apt, plus you have water, sewer,trash that you don;t have to pay in an apt|||no. on that salary you will not be able to afford to own 2 houses at the same time.|||Of course you can. However the second property will be considered an investment property and you will have to put down 30% as a down payment, but other than that......enjoy the second house!|||..and that exactly why the housing bubble burst...how do you think you can afford 2 mortgages plus all your other living expenses on $4000/month?? thats not alot of money...|||If and only if the second property is less expensive than the first one and you can come up with a substantial down payment.|||the first reason why america is in recession right now is because of greed. Remember that. If you are making a million a year, maybe you can own 2 3bedroom houses. A person making 200,000.00 dollar a year can only own a one 4bedroom/350sqft. house in a nice neighborhood.
This person if a married person, will have 2 nice 30,000.00 each new cars, and 2 small children that does not use diaphers and baby milk and goes to public school, tend to their own yards, no maid, no eating in a fancy restaurants every friday night for dinner but have cable tv, cell phones, internet, nice furnitures inside the house and nice clothes for the man (suit and tie for his respectable job). The wife will be okey buying nice dress but occasionally, only when needed.|||$4,000 a month is $48,000 a year. Based on that, you can afford a mortgage of up to roughly $150,000 which covers the first house. That pretty much stretches your debt to income ratio to the top and you will be hard-pressed to convince a bank to provide you with a second loan even with a large down payment. Freddie Mac guidelines are such that your total debt ratio cannot exceed 45%. The P%26amp;I on the first mortgage is about $850, then add in say $200 for taxes and insurance - this brings you up over 25% of income. To get the second property, you would basically have to have no other debt (no car loans, no credit cards, nothing) and that would leave you looking at an investment property mortgage of say $110,000 to $125,000 and a down payment of say $30,000 to $40,000.|||First of all the property taxes will be around $4500/yr. That alone will sink you. But that's assuming a bank will lend for the second house. So my suggestion is to be creative. Finance the first home at the bank and for the second home lock in a super-low purchase price with a lease-option on a distressed property. There are tons of "motivated sellers" out there right now. Have in writing that "seller will assume first 3 years property taxes". This will allow you to get a bank loan in 3-5 years with enough equity to pay your taxes if you get in a bind. Consider this if you can go 10 years on a $150k option at $600/mo. You will have made a $72k principle reduction and paid NO INTEREST TO THE BANK! But buyer beware. Miss a single payment and the house can be redeemed by the seller. Here's a tip. Place an addendum in the contract that gives the buyer up to 3 late payments without recourse. "Seller agrees that payments no more than 60 days past due will be accepted without recourse for up to 3 separate occurrences for the term of the lease." Check your State Laws for specifics on Land Contracts, and Leases. Everyone assumes that Banks are the answer to Home Buying when they are the one's who truly screwed things up with Exotic Mortgages, ARMs ALT-A etc..
http://www.youtube.com/watch?v=y-4pTftoZ6c
and money will be tight enough with just the one house - everything costs more vs an apt, plus you have water, sewer,trash that you don;t have to pay in an apt|||no. on that salary you will not be able to afford to own 2 houses at the same time.|||Of course you can. However the second property will be considered an investment property and you will have to put down 30% as a down payment, but other than that......enjoy the second house!|||..and that exactly why the housing bubble burst...how do you think you can afford 2 mortgages plus all your other living expenses on $4000/month?? thats not alot of money...|||If and only if the second property is less expensive than the first one and you can come up with a substantial down payment.|||the first reason why america is in recession right now is because of greed. Remember that. If you are making a million a year, maybe you can own 2 3bedroom houses. A person making 200,000.00 dollar a year can only own a one 4bedroom/350sqft. house in a nice neighborhood.
This person if a married person, will have 2 nice 30,000.00 each new cars, and 2 small children that does not use diaphers and baby milk and goes to public school, tend to their own yards, no maid, no eating in a fancy restaurants every friday night for dinner but have cable tv, cell phones, internet, nice furnitures inside the house and nice clothes for the man (suit and tie for his respectable job). The wife will be okey buying nice dress but occasionally, only when needed.|||$4,000 a month is $48,000 a year. Based on that, you can afford a mortgage of up to roughly $150,000 which covers the first house. That pretty much stretches your debt to income ratio to the top and you will be hard-pressed to convince a bank to provide you with a second loan even with a large down payment. Freddie Mac guidelines are such that your total debt ratio cannot exceed 45%. The P%26amp;I on the first mortgage is about $850, then add in say $200 for taxes and insurance - this brings you up over 25% of income. To get the second property, you would basically have to have no other debt (no car loans, no credit cards, nothing) and that would leave you looking at an investment property mortgage of say $110,000 to $125,000 and a down payment of say $30,000 to $40,000.|||First of all the property taxes will be around $4500/yr. That alone will sink you. But that's assuming a bank will lend for the second house. So my suggestion is to be creative. Finance the first home at the bank and for the second home lock in a super-low purchase price with a lease-option on a distressed property. There are tons of "motivated sellers" out there right now. Have in writing that "seller will assume first 3 years property taxes". This will allow you to get a bank loan in 3-5 years with enough equity to pay your taxes if you get in a bind. Consider this if you can go 10 years on a $150k option at $600/mo. You will have made a $72k principle reduction and paid NO INTEREST TO THE BANK! But buyer beware. Miss a single payment and the house can be redeemed by the seller. Here's a tip. Place an addendum in the contract that gives the buyer up to 3 late payments without recourse. "Seller agrees that payments no more than 60 days past due will be accepted without recourse for up to 3 separate occurrences for the term of the lease." Check your State Laws for specifics on Land Contracts, and Leases. Everyone assumes that Banks are the answer to Home Buying when they are the one's who truly screwed things up with Exotic Mortgages, ARMs ALT-A etc..
http://www.youtube.com/watch?v=y-4pTftoZ6c
What is the best way to confront my cheating husband when we have children in the house?
I am wanting to confront my husband about his cheating ways that I recently discovered but how do I do that with kids in the house? Should we go to a public place and discuss this or have someone to come and take the kids for a few hours while we talk? Because there is sure to be some screaming and yelling to take place! I don't want my kids disposed to our conversation.|||send your kids to your relatives or sum1|||If you use mobile spy software in your husband's mobile, then i think you can get best solution. For this soft, visit:
Spy Mobile: http://goo.gl/fc2a
|||You need to have someone come and get the kids...ideally, you need to arrange it beforehand, so that when he arrives home it's to an empty house - just you and him.
It's perfectly fine to be angry...but try to keep a level head and remain as calm as possible. You want to keep your head and your wits about you so that you can present your case - and your feelings - as clearly as possible to him.
Also, honestly listen to what he has to say. Every story has two sides (yes, even this one)...and that means he may have some unpleasant truths about you as well that you may need to confront. Remember that this is not an attack: it's a very serious issue that you both must work to resolve. In the end, it's going to be his willingness to do exactly that - work with you at resolving the problem - that will help you determine your next move.
I wish you both the very best of luck.|||because this is not going to be a friendly conversation, and because the potential for violence is high, i would strongly recommend you two to go to a public place to have this discussion. never in front of the kids, and never at home which tends to give one of you an advantage in the argument. always go to a neutral safe area where you know that you will leave in one piece.|||If you have someone to care for them that is the best way. Get them out of the house, don't confront him in public, that would make a ugly scene. If you don't have someone to care for them, wait until they are dead asleep and try to keep the yelling down real low!|||first of all just stop taking to your husband....not necessarily in front of kids but whenever u can...by this he will feel neglected and may try to be bit polite or get close to you and then tell him that you need to tak to him but not infront of kids. and you can do this when when ur kids are gone to school..take a leave from work and discuss it. after all job is not as important as a relation. then have a tak with him.
till then when u r not having this discussion dun tak to him try and make him feel that he has hurted you. make him feel that you are the only person for him in a normal way. try if this helps and do tell me what happened on ma id i.e
amardeep_27august@yahoo.com|||remembr that ur kids r half from ur husband. if u hurt him, u hurt them. he didnt think of that when he was screwing around on u tho did he?
get ur kids out of the house b4 u confront this jerk. tell ur friends when ur going 2 do it. make sure 1 of them is willing 2 call u after or even during it. have a code word-phrase so if u say it, they know 2 call 911.
also go get urself an hiv %26amp; other diseases test now-today! if he cheated on u he prolly didnt wear a condom. men r stupid sometimes.|||Yeah I'd drop them off at a relatives.
Good for you for wanting to keep it between you and hubby and not involve the kids. That's noble of you, and wise in the long run.
Sorry to hear about this. Life gets rough sometimes. (Hug) And good luck with the conversation.|||I'd suggest going to neutral territory, especially if you think yelling and screaming will be possible. You need to discuss this rationally, as adults, and decide how to move forward.|||Is there need of screaming and yelling? If you want to save your children trouble, do the same to you. React differently - write to him.|||Maybe the mistress could watch them for a few hours????? Kind of her problem too?????|||have them go to the grandparents house for the wkend and confront your husband then work on fixing your marraige|||get the kids out of the house.|||Have the kids go to grandma's...|||get a sitter
Spy Mobile: http://goo.gl/fc2a
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|||You need to have someone come and get the kids...ideally, you need to arrange it beforehand, so that when he arrives home it's to an empty house - just you and him.
It's perfectly fine to be angry...but try to keep a level head and remain as calm as possible. You want to keep your head and your wits about you so that you can present your case - and your feelings - as clearly as possible to him.
Also, honestly listen to what he has to say. Every story has two sides (yes, even this one)...and that means he may have some unpleasant truths about you as well that you may need to confront. Remember that this is not an attack: it's a very serious issue that you both must work to resolve. In the end, it's going to be his willingness to do exactly that - work with you at resolving the problem - that will help you determine your next move.
I wish you both the very best of luck.|||because this is not going to be a friendly conversation, and because the potential for violence is high, i would strongly recommend you two to go to a public place to have this discussion. never in front of the kids, and never at home which tends to give one of you an advantage in the argument. always go to a neutral safe area where you know that you will leave in one piece.|||If you have someone to care for them that is the best way. Get them out of the house, don't confront him in public, that would make a ugly scene. If you don't have someone to care for them, wait until they are dead asleep and try to keep the yelling down real low!|||first of all just stop taking to your husband....not necessarily in front of kids but whenever u can...by this he will feel neglected and may try to be bit polite or get close to you and then tell him that you need to tak to him but not infront of kids. and you can do this when when ur kids are gone to school..take a leave from work and discuss it. after all job is not as important as a relation. then have a tak with him.
till then when u r not having this discussion dun tak to him try and make him feel that he has hurted you. make him feel that you are the only person for him in a normal way. try if this helps and do tell me what happened on ma id i.e
amardeep_27august@yahoo.com|||remembr that ur kids r half from ur husband. if u hurt him, u hurt them. he didnt think of that when he was screwing around on u tho did he?
get ur kids out of the house b4 u confront this jerk. tell ur friends when ur going 2 do it. make sure 1 of them is willing 2 call u after or even during it. have a code word-phrase so if u say it, they know 2 call 911.
also go get urself an hiv %26amp; other diseases test now-today! if he cheated on u he prolly didnt wear a condom. men r stupid sometimes.|||Yeah I'd drop them off at a relatives.
Good for you for wanting to keep it between you and hubby and not involve the kids. That's noble of you, and wise in the long run.
Sorry to hear about this. Life gets rough sometimes. (Hug) And good luck with the conversation.|||I'd suggest going to neutral territory, especially if you think yelling and screaming will be possible. You need to discuss this rationally, as adults, and decide how to move forward.|||Is there need of screaming and yelling? If you want to save your children trouble, do the same to you. React differently - write to him.|||Maybe the mistress could watch them for a few hours????? Kind of her problem too?????|||have them go to the grandparents house for the wkend and confront your husband then work on fixing your marraige|||get the kids out of the house.|||Have the kids go to grandma's...|||get a sitter
I am moving from my apartment to a house while my husband is deployed, what effects will that have on him?
I don't know how he will react to coming home to a new house. I am very worried. How you you think he will react? Will he be the same?
Can anyone give me their experience on this or their thoughts?|||As long as he knows about it and is good to go, then he should have no issue. Send him photos of the new hooch and keep him updated on everything.
When I was a kid, we moved a couple of times when my dad was on a Med cruise for six months. In those days, we had to snail mail hard copy to him, but he was pretty familiar with the new place by the time the ship got back in.|||Generally service members don't like coming home to surprises. Do what you can to keep in contact with him and keep him informed on what you plan on doing AND get his opinion of it.
The best person to ask would be him.|||Buying a house is a HUGE commitment. A decision like this just has to involve him. If he is the primary breadwinner you shouldn't even think about it without him.
Renting a house is a lot smaller but still should be discussed with him.|||I think unless he has anger issues, he should be fine. Did you tell him you were moving? It might be a good idea to give him a little heads up, if an angry kind of man.|||I wouldn't mind as long as you're not using my money to pay for your new house. If you were using my money then why the heck didn't you tell me.
Can anyone give me their experience on this or their thoughts?|||As long as he knows about it and is good to go, then he should have no issue. Send him photos of the new hooch and keep him updated on everything.
When I was a kid, we moved a couple of times when my dad was on a Med cruise for six months. In those days, we had to snail mail hard copy to him, but he was pretty familiar with the new place by the time the ship got back in.|||Generally service members don't like coming home to surprises. Do what you can to keep in contact with him and keep him informed on what you plan on doing AND get his opinion of it.
The best person to ask would be him.|||Buying a house is a HUGE commitment. A decision like this just has to involve him. If he is the primary breadwinner you shouldn't even think about it without him.
Renting a house is a lot smaller but still should be discussed with him.|||I think unless he has anger issues, he should be fine. Did you tell him you were moving? It might be a good idea to give him a little heads up, if an angry kind of man.|||I wouldn't mind as long as you're not using my money to pay for your new house. If you were using my money then why the heck didn't you tell me.
Our house is paid off but my name is not on the deed. My husband owned this house before & wants my name added?
Husband wants my name added to deed on the house. Who do we go to to get this done? How much will it cost?|||You can do it with a quit claim deed. A title company can prepare it %26amp; have it recorded. Should cost less than $150.00 for all.|||See Citizens' Advice Bureau for advice; you'll need a Solicitor for the actual work.
Consider being "tenants in common" rather than joint owners. CAB will explain the difference.
Sorry - no idea about current costs.|||A solicitor, as for cost I don't know.
Consider being "tenants in common" rather than joint owners. CAB will explain the difference.
Sorry - no idea about current costs.|||A solicitor, as for cost I don't know.
Can it effect my house if my husband's name is on it and he declares bankruptcy?
We bought a house together and both of our names are on the loan. In the divorce, he signed a quick claim deed to me but his name is still on the loan. Will it effect the loan if he declares bankruptcy. I don't think it will.|||no
a quit says "whatever I own at this address, I give to you."
a quit says "whatever I own at this address, I give to you."
What should my husband and I claim on our NY W4 we own a house and are expecting a baby this year?
Right now my husband and I both claim single zero and we have a lot of taxes taken out of our paycheck. I was thinking of switching to married 1 since I am expecting a baby this year and we just bought a house the end of last year. My husband was thinking of switching to married 0 but we don't want to end up owing money next year. Any help would be greatly appreciated|||The house will really reduce your taxes with interest being deductible, as well as property taxes.
Since you are both working, I think one should take the Married Zero and the other claim Married 1.|||If you do "1" then you will be fine and most likely will still get money back. If you do "0" you will get much more back of course. You file a "2" and have a house and a child you will most likely break even.|||I say leave it as is. If you claim only yourself, you have more taken out of your check. This will ensure that you have enough taken out and will possibly get more of a refund next year because you will be able to claim the child on your taxes.
The number of people you claim on your w4 can be what ever you want it to be, but keep in mind the lower the number of dependents you claim increases the tax taken out of your check.
**While the number of people you claim on your W4 can be whatever you want, the number of people you claim on your taxes must be actual people you can claim.
Since you are both working, I think one should take the Married Zero and the other claim Married 1.|||If you do "1" then you will be fine and most likely will still get money back. If you do "0" you will get much more back of course. You file a "2" and have a house and a child you will most likely break even.|||I say leave it as is. If you claim only yourself, you have more taken out of your check. This will ensure that you have enough taken out and will possibly get more of a refund next year because you will be able to claim the child on your taxes.
The number of people you claim on your w4 can be what ever you want it to be, but keep in mind the lower the number of dependents you claim increases the tax taken out of your check.
**While the number of people you claim on your W4 can be whatever you want, the number of people you claim on your taxes must be actual people you can claim.
Can a husband remove kids from another house?
my girlfriend and kid has been living with me for 6 months and been dating for a 1.5 years. If i invited the husband over to see the kid, could he take her from our house? If he tried, i would stand at the door until the cops came or he did something. She is going through a divorce, and is legally seperated. What do yall think?|||they might be going through a divorce, but he is still the kids father. Why do you want to stop him from taking out the kid ? Better to talk to husband first, and agree on the nature of visit. ie, will he take out the kid, if he takes out when he will bring back the kid. He might stick to the promise made man to man.|||It always boggles me.
Why would the father NOT have the right to take HIS own child? Your GF has done that same thing.
As the childs father, he has every right to take the child. Also, even if there is an order in place, he could still take the child if he thought it was in the childs best interests (ie abuse). (UK)
Be careful in your relationship! You could end up in the same boat one day!|||Well he prob woudnt do that unless prior arrangements were made if he is to take them otherwise that would be kidnapping if he and the x are fighting and he wanted to leave country with them or something,he woudnt do that as in court he could loose custody for that.
He prob wants to see them and spend time with them no big deal,call him talk to him say they r there wud he like to come over.
in court they will sort out when he sees them how often,he should see them when he can and wants,so ya he should come over to see them does he talk to the x they could arrange what days he can have them over night and stuff.so you all can be happy|||Well Zack if it was my wife and kids i would beat your azz and dare the courts to put me in jail because i would sue the F out of them . You need to be careful who your screwing and she just may end up losing her kids being she is not divorced yet and living with another man . Anyone can say what they want but i know better . My ex did the same and i have my kids . You have no rights over those kids what so ever .|||If he has legal custody he can and the cops will force you to let him take the child.
If you care about this kid, why are you shacking with this girl and not marrying her?|||Usually the cops wont involve themselves in domestic cases- if your girlfriend is the kid's biological mom, and is at your house with the kid then the cops wont "force" her to hand him over to the father. However- if she had left the child there with you- legally (if his name is on the child's birth certificate.) the child's father could take the child because he is a parent and you are not.
Pending a court order, the couple should really get a temporary order or "agreement" --ON PAPER, in place. The cops still wont do anything if the child's father "kidnaps" the child while he/she is (according to the order) supposed to be under mom's care- but you would actually have a case in court if he did.
I know that must be really confusing- sorry.
Why would the father NOT have the right to take HIS own child? Your GF has done that same thing.
As the childs father, he has every right to take the child. Also, even if there is an order in place, he could still take the child if he thought it was in the childs best interests (ie abuse). (UK)
Be careful in your relationship! You could end up in the same boat one day!|||Well he prob woudnt do that unless prior arrangements were made if he is to take them otherwise that would be kidnapping if he and the x are fighting and he wanted to leave country with them or something,he woudnt do that as in court he could loose custody for that.
He prob wants to see them and spend time with them no big deal,call him talk to him say they r there wud he like to come over.
in court they will sort out when he sees them how often,he should see them when he can and wants,so ya he should come over to see them does he talk to the x they could arrange what days he can have them over night and stuff.so you all can be happy|||Well Zack if it was my wife and kids i would beat your azz and dare the courts to put me in jail because i would sue the F out of them . You need to be careful who your screwing and she just may end up losing her kids being she is not divorced yet and living with another man . Anyone can say what they want but i know better . My ex did the same and i have my kids . You have no rights over those kids what so ever .|||If he has legal custody he can and the cops will force you to let him take the child.
If you care about this kid, why are you shacking with this girl and not marrying her?|||Usually the cops wont involve themselves in domestic cases- if your girlfriend is the kid's biological mom, and is at your house with the kid then the cops wont "force" her to hand him over to the father. However- if she had left the child there with you- legally (if his name is on the child's birth certificate.) the child's father could take the child because he is a parent and you are not.
Pending a court order, the couple should really get a temporary order or "agreement" --ON PAPER, in place. The cops still wont do anything if the child's father "kidnaps" the child while he/she is (according to the order) supposed to be under mom's care- but you would actually have a case in court if he did.
I know that must be really confusing- sorry.
How do I change my name on the title to my house (in Arizona) and add my husband's name?
I've changed my name since I got married and the title to my house is in my maiden name. I also want to add my husband's name to the title (we moved into my house when we got married). We recently refinanced and wrongly assumed that putting both our names on our mortgage would also change the title. I'm in Maricopa County in Arizona.|||Call a local title company and they can walk you through it.|||Just go to the county and ask them for a form.|||Call your title company and tell them to fix their error. There is no way your husband should be on the note and not on the title.
How do I straighten this out? My ex-husband died with the house still in my name.?
My ex-husband and I were divorced in 2000 and he was awarded the house. He never refinanced the home and my name is still on the deed. Now he has died. I know for a fact that the mortgage company does not recognize the divorce decree. What happens to a home when someone dies? I am thinking that the mortgage is still due unless he had a credit life policy which I don't think he did.|||If the house is in your name, then you have to pay the mortgage.|||It goes to you unless he remarried.|||Call the mortgage co. !|||if it is in your name, you are responsible, unless you can get your lawyer to do something about it.|||Who awarded him the house?I suggest you go to person who awarded him the house at time of your divorce .You say the mortgage company doesn't recognize the decree.Meaning it is not stated in the decree?You need to get a lawyer or go to the one who did divorce|||tweety,
banks do not care about a divorce,when someone signs to mortgage a house,the bank does not care about your life changes,you are still responsible for the loan.
banks do not care about a divorce,when someone signs to mortgage a house,the bank does not care about your life changes,you are still responsible for the loan.
Would it be wrong inviting a male friend to my house when my white husband is going abroad?
my white husband is going to be working aborad 3 month. I will be very lonely I have many male friends. My best friend from collge is one of them. We hang out sometimes so I thought I could invite him to my house when my white husband is abroad would that be wrong?|||I think the best way to answer that question is to ask how would you feel? I know I personally wouldn't want my husband to invite another woman over to the house while I was gone. It doesn't look good. There may not be anything going on, but it looks like something is going on, and that can cause HUGE cracks in a marriage. If you don't feel you are doing anything wrong, ask him. Ask him if he cares this other man is coming over while he is gone. Then you will know without a doubt.|||Why is it so important that he is white??? Yes there is something wrong with it... You are married!!!|||Obviously it is seeing as how you are waiting for your husband to leave before you invite him over! I hope your husband leaves you for someone who appreciates him!|||why do you keep saying your husband is white?|||First why do you keep referring to him as "White Husband" do you have a black and yellow one too?, Sound a little racist, any ways reverse the situation , If you were going out of town and he invited another women there to stay and keep him from being lonely how the hell would you feel? SO DUH, bad friggen idea is it not.
And why dont you ask him if it would be okay and see his reaction.|||as long as it stays JUST friends.|||What is wrong with you? Why have you written white so often in this question?
I think if you have to ask about it that you know it is the wrong thing to do. Especially if you don't tell your husband about it.|||Depends. What color are the friends?|||I really wish I hadn't read this question, coz now I just desperately wanna know why you keep saying 'white'??! What the hell has your husband being white got to do with anything???!!!
Please, I beg of you, explain why you keep saying that???!?!|||as Mr. West would sing---" that's the coldest story ever told, how could you be so heartless"
You make me laugh.....:)|||Since your apparently a color infested troll, I will not even bother trying to answer this question.|||Trolling, trolling, trolling ....|||Your white husband will come home and kick your friends azz... then he will go after the "collge" that gave you a degree when you can't even spell the word COLLEGE.|||It might be okay with the white ones, I think it's the blue ones that object.|||Yes invite your friend and have sex with him|||鈻勨枅鈻€ 鈻堚杽 鈻堚杽鈻?鈻€鈻堚杸|||you only married him to prove you could get a white husband
i highly doubt he will be true to you while he's abroad
too many beautiful white girls available|||IT IS WRONG PERIOD|||WTH does his WHITENESS have to do with anything? Why do people HAVE to mention skin color in thier questions???
I've seen it more than once and frankly, it's annoying.
And why dont you ask him if it would be okay and see his reaction.|||as long as it stays JUST friends.|||What is wrong with you? Why have you written white so often in this question?
I think if you have to ask about it that you know it is the wrong thing to do. Especially if you don't tell your husband about it.|||Depends. What color are the friends?|||I really wish I hadn't read this question, coz now I just desperately wanna know why you keep saying 'white'??! What the hell has your husband being white got to do with anything???!!!
Please, I beg of you, explain why you keep saying that???!?!|||as Mr. West would sing---" that's the coldest story ever told, how could you be so heartless"
You make me laugh.....:)|||Since your apparently a color infested troll, I will not even bother trying to answer this question.|||Trolling, trolling, trolling ....|||Your white husband will come home and kick your friends azz... then he will go after the "collge" that gave you a degree when you can't even spell the word COLLEGE.|||It might be okay with the white ones, I think it's the blue ones that object.|||Yes invite your friend and have sex with him|||鈻勨枅鈻€ 鈻堚杽 鈻堚杽鈻?鈻€鈻堚杸|||you only married him to prove you could get a white husband
i highly doubt he will be true to you while he's abroad
too many beautiful white girls available|||IT IS WRONG PERIOD|||WTH does his WHITENESS have to do with anything? Why do people HAVE to mention skin color in thier questions???
I've seen it more than once and frankly, it's annoying.
My Girlfriend ex husband is staying with her until he finds a house. Am I wrong that this bothers me?
My girlfriend and i have been dating for a little over 4 months now. She's been married 3 times and has 3 children from 1st husband which she was married for tens years with and 1 from 2nd husband and she is friends with all 3 saying shes not a hateful person. Recently she told me her ex husband got a job close to her and was going to stay with her until he found a house to help out with the kids. She told me it was only going to be a week 2 weeks tops. Its been 2 weeks already and he hasnt even started looking for a house. I told her my concern and she said he's not bothering anybody and in no hurry for him to leave because he's been a big help to her and her children but its causing problems in our relationship. She told me I was insecure should be happy she has someone to help her with the kids ages 13, 15, 17. I don't have any kids and she says if I did I would understand. Well they been divorced over ten years and I'm afraid I'm going to get hurt. She also when visiting her 4th child he's 8 stays at her 2nd husbands house and sleep in the same bed with their son inbetween them. Is this stuff normal or am I just being insecure like she says. She also still talks to 3rd husband that shes been divorced with over 5yrs and have no children together. Im 37 been married 1 time and have no children. What should I do? She says she loves me and would never hurt me and says nothings there with him and she cant just kick him out on the street. He's gone on the weekends and she wants me to stay there but am having a hard time doing that. Please help!
|||The whole him helping out thing - I would let my ex stay with me to find a house if he needed to - but I wouldn't sleep with him in the same bed kids or no kids, that is creepy. |||SHe shared a life with them, be understanding to that she has invited u to stay so she is not doing anything wrong, remember she has kids to these men, be trusting and loving and if you cant deal with it she deserves someone better.|||Let her know how much you care and how uncomfortable you are with the situation. If she doesn't get rid of him, let her know you wont see her until she does. If she doesn't get rid of him she doesn't need you sorry.|||I would never put up with that. It鈥檚 ridiculous of her to think it鈥檚 ok to live with her ex husband while she is with someone else (you). You鈥檙e not being insecure, I don鈥檛 think any guy or girl would be accepting of that situation.|||NOT OKAY. talk to her about it, if you still feel like staying with her. (3 ex husbands should have been a clue that she's got a bit of a roving eye.)|||It is what it is. There is no right or wrong about it.|||Yeah because it is her business not yours.
God Bless.|||OMG
YOU DONT WANT THIS
get out of this relationship right now
RUN AND DONT LOOK BACK
|||its none of your business |||I DONT THINK THATS NORMAL
but relationships are about trust so.. trust her?|||I really don't think it's wrong of you to be bothered by this at all. The fact is - she's in a relationship with you, but she's sleeping in the same bed as another man. I don't care who they are, an ex, the father of her kid, whatever. That's never okay. I'd be just as upset as you and I can't understand why she wouldn't get that this is a problem. If you had a girl move in with you, would she think it's fine?|||well not all marriages/ relationships end badly. i know a few people who are friends with their ex and would help them out like that. if she says nothing to worry about then there probably isnt , its not like she is hiding it from you. if you feel very uncomfortable with the way its going i doubt youll feel better when you get more attached to this woman. i dont think its normal she sleeps in the same bed as her ex even with a child they share - that is weird but its fine to be friends with exs
|||The whole him helping out thing - I would let my ex stay with me to find a house if he needed to - but I wouldn't sleep with him in the same bed kids or no kids, that is creepy. |||SHe shared a life with them, be understanding to that she has invited u to stay so she is not doing anything wrong, remember she has kids to these men, be trusting and loving and if you cant deal with it she deserves someone better.|||Let her know how much you care and how uncomfortable you are with the situation. If she doesn't get rid of him, let her know you wont see her until she does. If she doesn't get rid of him she doesn't need you sorry.|||I would never put up with that. It鈥檚 ridiculous of her to think it鈥檚 ok to live with her ex husband while she is with someone else (you). You鈥檙e not being insecure, I don鈥檛 think any guy or girl would be accepting of that situation.|||NOT OKAY. talk to her about it, if you still feel like staying with her. (3 ex husbands should have been a clue that she's got a bit of a roving eye.)|||It is what it is. There is no right or wrong about it.|||Yeah because it is her business not yours.
God Bless.|||OMG
YOU DONT WANT THIS
get out of this relationship right now
RUN AND DONT LOOK BACK
|||its none of your business |||I DONT THINK THATS NORMAL
but relationships are about trust so.. trust her?|||I really don't think it's wrong of you to be bothered by this at all. The fact is - she's in a relationship with you, but she's sleeping in the same bed as another man. I don't care who they are, an ex, the father of her kid, whatever. That's never okay. I'd be just as upset as you and I can't understand why she wouldn't get that this is a problem. If you had a girl move in with you, would she think it's fine?|||well not all marriages/ relationships end badly. i know a few people who are friends with their ex and would help them out like that. if she says nothing to worry about then there probably isnt , its not like she is hiding it from you. if you feel very uncomfortable with the way its going i doubt youll feel better when you get more attached to this woman. i dont think its normal she sleeps in the same bed as her ex even with a child they share - that is weird but its fine to be friends with exs
Is it possible to sell a house if the husband has left for good?
The husband has left already for 5 weeks and there is no sign of where and when he will come back. The wife is in need of money and the only way she can get money is from the house. She would like to know if that she can sell the house if the husband is no longer around. Would she have to speak to a lawyer or how would the proceed work? Thanks|||I would recommend speaking with a lawyer. If the house is in both of their names, then no, I don't believe she can sell it without his consent as well.
If the house is solely in her name, then she can do with it whatever she wishes and does not need the consent of her hubby.
Check with a lawyer or the courthouse just to be safe.|||First run an add in the newspaper announcing your intent for divorce and include that all debts now occured by the husband are not your responsibility. After 30 days, have your lawyer petition divorce. Take the add to the judge showing he is gone and you should then be granted a divorce. The add shows you have made attempt for contact and have given him a chance to respond. Once the divorce is final, you can then legally sell the house and keep all proceeds. Good luck.|||Well, if both names are on the deed she has an issue and I do believe technically even if one name is on the deed you do need both to sell. Get a lawyer and prepare for a fight.
If the house is solely in her name, then she can do with it whatever she wishes and does not need the consent of her hubby.
Check with a lawyer or the courthouse just to be safe.|||First run an add in the newspaper announcing your intent for divorce and include that all debts now occured by the husband are not your responsibility. After 30 days, have your lawyer petition divorce. Take the add to the judge showing he is gone and you should then be granted a divorce. The add shows you have made attempt for contact and have given him a chance to respond. Once the divorce is final, you can then legally sell the house and keep all proceeds. Good luck.|||Well, if both names are on the deed she has an issue and I do believe technically even if one name is on the deed you do need both to sell. Get a lawyer and prepare for a fight.
If Vesper survived in Casino Royale (the 2006 film and novel) - Would we Bond become a house-husband?
Would they replace Bond's gun in future movie posters with a feather duster and a trashcan?|||NO NEVER. Bond is not that type of guy. He isn't even a one woman man.
My mother quit claimed her house to me and my husband. What happens when she dies?
My mother "sold" her house to me and my husband. We are making monthly payments directly to her. She has also quit claimed the house to us. I have two siblings. I was wondering what would happen when my mother dies. Will the house be ours or will we have to pay my siblings for their 1/3 part of the house. The will states that the house goes to all three of us. The quit claim was made after the will. Thanks |||You need to ask her what she expects. Legally as far as the house is concerned, it belongs to you already. She deeded it to you. The will says it goes to the three of you but, since she no longer has a house, there is nothing to split. You need her to change her will and explain to you what she wants done. Perhaps, the note you signed (if you signed one) specifies that the payments will continue to your other siblings until the house is paid.
My husband and I are separated - we sold our house - split the profits. Do I have to claim it on my taxes?
My soon to be ex husband and I sold our house back in June. Our divorce will be final in Jan - 2008. We made a $30,000 profit from the house. We payed off all of our "together" bills. Then split what was left. Do I have to claim my share on the taxes? Or will we need to do our taxes together as married - but seperate?|||Regardless of your filing status, the gain on the sale of the house you owned and used as your home is excluded as long as you have lived there for two years in the five years prior to the sale.
Do you have a child who lives with you? If so, and your spouse did not live with you for the last six months of the year, you may be able to file as Head of Household.
If you have no children, and do not have a legal separation or written separation agreement, then you will have to file Married Filing Separately, or you could choose to file Married Filing Jointly. You may together owe less tax if you file a joint return.
If you have a legal separation or written separation agreement, then you could file as Single (or HoH as described above).|||First of all, married filing separately is the least desirable filing status to be in. If one person itemizies that the other has to itemized as well. Plus there may be other credits and deductions a person may not qualify for using this status. Too bad the divorce is not final this December, then both of you can file single. As far as your $30,000 profit here is the general rule: When a married couple owned and lived in their principal residence for at least two years during a five-year period ending on the date of sale, they may claim an exclusion of up to $500,000 of gain on a joint return. Since you were still married at the time of sale and if you lived in the house for at least two years, then the $30,000 is excluded. You may still want to consider of talkig with your tax advisor.|||Maybe you won't owe tax on the sale. If you lived in the home as your main home for two years of the 5 immediately before the sale, and owned it for at least two of those same five years, you can exclude the gain from the sale on the house up to $250,000 for each of you - you don't have to even report it on your tax return.
You can file a joint return if you want to and can agree on it, otherwise you'll file as married filing separately.|||I found this online for an answer...hope it helps. Either way you will have to claim the income you should consult both the IRS website and your State Income Tax website for more information.
According to the following sources, you can structure your situation
so that you will both get to deduct $250,000 from the sale, even if
you sell the house after your divorce. This structure is called joint
ownership.
Sincerely,
Wonko
"You and your husband may each to exclude up to $250,000 of gain when
you sell your home, if you have both lived in it for two of the five
years before sale. If your husband has been gone from the house for
more than three years when it is sold, there is a way you can both
still qualify for the $250,000 exclusion. Your old home will be
considered to be your husband's residence if you have been occupying
it prior to sale under the terms of a divorce or separation agreement
or court order. This new rule opens the door to joint ownership of
homes for extended period after divorce."
"Should You Keep Your House After Divorce?" By Ginita Wall, CPA, CFP,
WIFE.org (2003) http://wife.org/suddenly_single/ss.keeph鈥?/a>
"Consider keeping joint ownership of the house. There might be a tax
benefit to retaining joint ownership of the home. If you retain joint
ownership of the home, you might be able to shelter a combined
$500,000 of gain from taxes, when you eventually sell it. If only one
of you owns the home on the sale date, then the most gain that can be
sheltered from tax is $250,000."
"Finance... Who Gets the Home (and Other Issues)" Family Law Software,
Inc. (2006) http://www.familylawsoftware.com/finance鈥?/a>
"If you and your spouse sell the house upon divorce, you each can
exclude up to $250,000 of any capital gain. In a joint ownership
situation, both parties can also benefit from the exclusion when the
house is finally sold."
"Should you keep the house in a divorce?" Microsoft (2006)
http://moneycentral.msn.com/content/Coll鈥?/a>
Search terms: house sale divorce "joint ownership"; house sale divorce
Comments
Subject: Re: Tax issues when selling house
From: t_r-ga on 10 Jan 2006 11:50 PST
You pay Taxes on Profits above $250K.
So if you sell the house, give your wife 1/2 of the profits, then you
pay taxes on profits above $250K. Its really no different that if you
were married.
Subject: Re: Tax issues when selling house
From: good_comments-ga on 10 Jan 2006 21:18 PST
I think that i can offer some answer on this issue. Since I am not
listed as researcher you can reply me at mitconpl at eth dot net to
see if the advise is of use to you.
Mukul Mittal
Important Disclaimer: Answers and comments provided on Google Answers are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Google does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. Please read carefully the Google Answers Terms of Service.
If you feel that you have found inappropriate content, please let us know by emailing us at answers-support@google.com with the question ID listed above. Thank you.
Search Google Answers for
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漏2007 Google
Do you have a child who lives with you? If so, and your spouse did not live with you for the last six months of the year, you may be able to file as Head of Household.
If you have no children, and do not have a legal separation or written separation agreement, then you will have to file Married Filing Separately, or you could choose to file Married Filing Jointly. You may together owe less tax if you file a joint return.
If you have a legal separation or written separation agreement, then you could file as Single (or HoH as described above).|||First of all, married filing separately is the least desirable filing status to be in. If one person itemizies that the other has to itemized as well. Plus there may be other credits and deductions a person may not qualify for using this status. Too bad the divorce is not final this December, then both of you can file single. As far as your $30,000 profit here is the general rule: When a married couple owned and lived in their principal residence for at least two years during a five-year period ending on the date of sale, they may claim an exclusion of up to $500,000 of gain on a joint return. Since you were still married at the time of sale and if you lived in the house for at least two years, then the $30,000 is excluded. You may still want to consider of talkig with your tax advisor.|||Maybe you won't owe tax on the sale. If you lived in the home as your main home for two years of the 5 immediately before the sale, and owned it for at least two of those same five years, you can exclude the gain from the sale on the house up to $250,000 for each of you - you don't have to even report it on your tax return.
You can file a joint return if you want to and can agree on it, otherwise you'll file as married filing separately.|||I found this online for an answer...hope it helps. Either way you will have to claim the income you should consult both the IRS website and your State Income Tax website for more information.
According to the following sources, you can structure your situation
so that you will both get to deduct $250,000 from the sale, even if
you sell the house after your divorce. This structure is called joint
ownership.
Sincerely,
Wonko
"You and your husband may each to exclude up to $250,000 of gain when
you sell your home, if you have both lived in it for two of the five
years before sale. If your husband has been gone from the house for
more than three years when it is sold, there is a way you can both
still qualify for the $250,000 exclusion. Your old home will be
considered to be your husband's residence if you have been occupying
it prior to sale under the terms of a divorce or separation agreement
or court order. This new rule opens the door to joint ownership of
homes for extended period after divorce."
"Should You Keep Your House After Divorce?" By Ginita Wall, CPA, CFP,
WIFE.org (2003) http://wife.org/suddenly_single/ss.keeph鈥?/a>
"Consider keeping joint ownership of the house. There might be a tax
benefit to retaining joint ownership of the home. If you retain joint
ownership of the home, you might be able to shelter a combined
$500,000 of gain from taxes, when you eventually sell it. If only one
of you owns the home on the sale date, then the most gain that can be
sheltered from tax is $250,000."
"Finance... Who Gets the Home (and Other Issues)" Family Law Software,
Inc. (2006) http://www.familylawsoftware.com/finance鈥?/a>
"If you and your spouse sell the house upon divorce, you each can
exclude up to $250,000 of any capital gain. In a joint ownership
situation, both parties can also benefit from the exclusion when the
house is finally sold."
"Should you keep the house in a divorce?" Microsoft (2006)
http://moneycentral.msn.com/content/Coll鈥?/a>
Search terms: house sale divorce "joint ownership"; house sale divorce
Comments
Subject: Re: Tax issues when selling house
From: t_r-ga on 10 Jan 2006 11:50 PST
You pay Taxes on Profits above $250K.
So if you sell the house, give your wife 1/2 of the profits, then you
pay taxes on profits above $250K. Its really no different that if you
were married.
Subject: Re: Tax issues when selling house
From: good_comments-ga on 10 Jan 2006 21:18 PST
I think that i can offer some answer on this issue. Since I am not
listed as researcher you can reply me at mitconpl at eth dot net to
see if the advise is of use to you.
Mukul Mittal
Important Disclaimer: Answers and comments provided on Google Answers are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Google does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. Please read carefully the Google Answers Terms of Service.
If you feel that you have found inappropriate content, please let us know by emailing us at answers-support@google.com with the question ID listed above. Thank you.
Search Google Answers for
Google Answers
Google Home - Answers FAQ - Terms of Service - Privacy Policy
漏2007 Google
Girls: Does your boyfriend or husband help out around the house when they are home?
For you ladies out there, does your boyfriend or husband help out around the house when they are over or if your married, do they help with like dishes, cooking, cleaning and other things around the house? Thanks for answering.|||My bf lives w me. He will help if I ask him too.|||i,am a man dear and yes i help around the house. i mow the yard, help do dishes, help with the laundry, take out the garbage and she sweeps and mop the floors, dust and cook the food. i also work on the car. i can cook for myself but not for anyone else. i figure i live here too so i help out too when i,am not working outside.|||a lot... as a matter of fact when he was in our house he's the one doing all the work in the kitchen. he cooks for my entire family and he's always the one to serve the food that he cooked, that's why my mother always looks for him whenever i went home and he's not with me.|||He does a little around the house if I ask him, but he works all the time and I stay home with the kids so I shouldn't expect him to do too much when he gets home. Taking care of the kids is defiantly on me.|||Occasionally he does. I am a stay at home mom and my husband works for the state for 8 to 16 hours a day so that was part of me staying home I would take care of everything if he worked overtime.|||If I ask my husband to do something he will jump up and do it for me. Without being asked he can't even put the lid on juice after pouring himself a glass lol|||My husband helps with dishes and wh
en in at work he vacuum and takes the trash out. He rules|||I'm the man of the house. I pay the bills. All that stuff Is women's work.|||Yes...Especially when i'm not feeling good...He helps me @ home and with our 3 kids:)
en in at work he vacuum and takes the trash out. He rules|||I'm the man of the house. I pay the bills. All that stuff Is women's work.|||Yes...Especially when i'm not feeling good...He helps me @ home and with our 3 kids:)
I am a wife who wants to buy a house without my husband's signature. Can I do so?
I am married. I would like to buy a house in Las Vegas without my husband's signature. I want the house ot be in my name only. It will be my first house. Is it possible to do?|||Sure. Plenty of ways. The answers above suggest some. There is the question, though, about whether he'd own half as community property. You'd have to check with a lawyer.
However--and I'm not a lawyer, so this isn't legal advice--there's at least one way to accomplish the same thing without him being involved at all.
Have the current owner put the property into a land trust. Initially, the seller (the settlor) would be the only owner. Then the settlor would sell you a beneficial interest in the land trust. The documents would also give you the power of direction.
A land trust is personal property, not real estate. And so all or part of the interest in a land trust can be sold to you as personal property.
You could purchase 100% interest in the trust. However, to protect your interest (from your husband, or others), allow the settlor to retain at least a 10% interest. Unlike real estate, personal property can't be divided...so your husband wouldn't be able to split off a part or claim an interest in the trust.
You possibly could do the same thing with an LLC, but a land trust would be much more secure.
More information (on land trusts in general) at http://www.landtrust.net
Hope that helps.|||If you have good credit and have a sufficient income, you can by anything. Some banks prefer that you have a cosigner if you are financing. However, if you have enough for the down payment, your credit is good, and you make at least three times the mortgage payment, then yes, you can buy your own house. But why? Are you thinking about leaving him in the future? If you are, wait until after the divorce to buy the house, or he might take it from you in the settlement.|||You don't have to put your husband's name on it, but depending on the laws in Nevada, it may still be community property.|||You cannot exclude your husband from the marital home, whether or not his name is on the deed.
In ALL states, if the home is purchased as a PRIMARY residence AFTER the marriage, it is marital property....period.
How would you like it if your husband did that to you?|||It is usually possible to do so - however, certain laws would make the property 1/2 his and the responsibility all yours! (that is how it is in Florida - check with the laws in your state)|||Best thing to do is to check with your realtor and/or a real estate attorney's office (or escrow company in NV). They can tell you if you can buy a house and not put him on it.
Basically, you can purchase a home with only your name on the Loan (Mortgage), however, many states require a spouse to be on title as they are community property or marital states. In those states, you can purchase a home alone, but you can't refinance or sell without your spouses signature.
I know about 17 states laws, but unfortunately, NV is not one of them.
Of course, all of this is contingent on your credit worthiness, etc and that you have the assets, income and job history to purchase, but I am for the purpose of your question, assuming that you are.
Good luck.|||It sounds like your up to something!! You can buy all the homes you want in your name, but you can not sell them without your husband's signature.|||Yes. The title company will want him to sign that he will not be a co-owner. Address that with a local title company before you start the process.
You can skip the title company and just have the home seller sign a deed to you in front of a notary. You will have to pay cash to make that work. Not many people are that brave but it is legal..
However--and I'm not a lawyer, so this isn't legal advice--there's at least one way to accomplish the same thing without him being involved at all.
Have the current owner put the property into a land trust. Initially, the seller (the settlor) would be the only owner. Then the settlor would sell you a beneficial interest in the land trust. The documents would also give you the power of direction.
A land trust is personal property, not real estate. And so all or part of the interest in a land trust can be sold to you as personal property.
You could purchase 100% interest in the trust. However, to protect your interest (from your husband, or others), allow the settlor to retain at least a 10% interest. Unlike real estate, personal property can't be divided...so your husband wouldn't be able to split off a part or claim an interest in the trust.
You possibly could do the same thing with an LLC, but a land trust would be much more secure.
More information (on land trusts in general) at http://www.landtrust.net
Hope that helps.|||If you have good credit and have a sufficient income, you can by anything. Some banks prefer that you have a cosigner if you are financing. However, if you have enough for the down payment, your credit is good, and you make at least three times the mortgage payment, then yes, you can buy your own house. But why? Are you thinking about leaving him in the future? If you are, wait until after the divorce to buy the house, or he might take it from you in the settlement.|||You don't have to put your husband's name on it, but depending on the laws in Nevada, it may still be community property.|||You cannot exclude your husband from the marital home, whether or not his name is on the deed.
In ALL states, if the home is purchased as a PRIMARY residence AFTER the marriage, it is marital property....period.
How would you like it if your husband did that to you?|||It is usually possible to do so - however, certain laws would make the property 1/2 his and the responsibility all yours! (that is how it is in Florida - check with the laws in your state)|||Best thing to do is to check with your realtor and/or a real estate attorney's office (or escrow company in NV). They can tell you if you can buy a house and not put him on it.
Basically, you can purchase a home with only your name on the Loan (Mortgage), however, many states require a spouse to be on title as they are community property or marital states. In those states, you can purchase a home alone, but you can't refinance or sell without your spouses signature.
I know about 17 states laws, but unfortunately, NV is not one of them.
Of course, all of this is contingent on your credit worthiness, etc and that you have the assets, income and job history to purchase, but I am for the purpose of your question, assuming that you are.
Good luck.|||It sounds like your up to something!! You can buy all the homes you want in your name, but you can not sell them without your husband's signature.|||Yes. The title company will want him to sign that he will not be a co-owner. Address that with a local title company before you start the process.
You can skip the title company and just have the home seller sign a deed to you in front of a notary. You will have to pay cash to make that work. Not many people are that brave but it is legal..
My mom is not on the deed to her house, can she purchase it from her husband?
My mom's husband has owned his house since before they married 4 years ago and is not listed on the deed. Can he sell her the house and make her eligible for the $8000 tax credit? She has not owned a house for the last 5 years.|||No, she does not qualify on 2 counts. First, she can not buy from a relative. Second, as she is married both spouses have to qualify.|||No. Sales between close relatives are explicitly excluded under qualifications for the tax credit. Understand that the credit has been put in place to cause unsold homes to have buyers. It's not a scheme for someone to make $8000 by changing owners who already live together.|||You can't get the credit if you purchase a house from relatives. I bet that would include buying from your spouse.
The credit is suppose to help and encourage people to buy homes to get the real estate market moving again, not to give out tax credit bonanzas.|||By law if they are legally married, she already owns the same rights to the house as he does, because they are married.
What they can do is file a quit claim deed, puttin her name on it and have it recorded at the county assessors office.|||No, purchasing from a relative (spouse included) makes a person ineligible for the the tax credit.|||no. you cannot buy from spouse and qualify.
But they could sell that house and buy another and qualify for the credit.
The credit is suppose to help and encourage people to buy homes to get the real estate market moving again, not to give out tax credit bonanzas.|||By law if they are legally married, she already owns the same rights to the house as he does, because they are married.
What they can do is file a quit claim deed, puttin her name on it and have it recorded at the county assessors office.|||No, purchasing from a relative (spouse included) makes a person ineligible for the the tax credit.|||no. you cannot buy from spouse and qualify.
But they could sell that house and buy another and qualify for the credit.
Can you kick you husband out of the house legally, in TX?
If a married couple, of 10+ yrs, is separating can the wife legally ask the husband to leave the residence in the state of Texas? Consider that the house is owned by the wife's parents and no lease agreement was ever put in place. They don't pay rent or taxes on the property either. They have two children under the age of 12 as well, which I assume makes some difference.
Thank You for any repsonses.|||If the wife's parents own the house, they can ask him to leave. Ultimately, they will prevail, as the homeowner, and bc there is no formal lease agreement.
Sounds ugly. How sad. I'm so sorry.|||Yeah, sorry. The only way you have a right to stay is if your name is on the house.
Thank You for any repsonses.|||If the wife's parents own the house, they can ask him to leave. Ultimately, they will prevail, as the homeowner, and bc there is no formal lease agreement.
Sounds ugly. How sad. I'm so sorry.|||Yeah, sorry. The only way you have a right to stay is if your name is on the house.
Will the Air Force help my husband and I sell our house?
My husband is joining the Air Force but we are worried about trying to sell our house. Do they help at all?|||No they will not.. you owned the house before being on active duty...
there are some programs available, but you already have to be on active duty, and your situation does not qualify|||The best thing they can do is allow you to put it up on the airforce version of AHRN website, if the Air Force has one. Other than that, only you and your realitor can sell it. Or the bank, when they take it from you. ;)|||I doubt it. Even if he was already in the Air Force and you owned a home, and then PCS'd they wouldn't. The money they give you for housing is based off of cost to rent, not to own.
You can sell your house or rent it out but the Air Force has no involvement in either.
there are some programs available, but you already have to be on active duty, and your situation does not qualify|||The best thing they can do is allow you to put it up on the airforce version of AHRN website, if the Air Force has one. Other than that, only you and your realitor can sell it. Or the bank, when they take it from you. ;)|||I doubt it. Even if he was already in the Air Force and you owned a home, and then PCS'd they wouldn't. The money they give you for housing is based off of cost to rent, not to own.
You can sell your house or rent it out but the Air Force has no involvement in either.
Should I ask my husband to add my name to the new house title?
I recently got married. My husband is going to buy a house. He is paying the down payment and will be paying mortgage. He has high income (double of my income). I work full time and help pay for things for home and foods.
We live in California.
Should I ask him to add my name to the new house title? What are the pros and cons of having my name on the house title?
If my name is NOT on the house title and if he dies suddenly, will I get the house?|||Demand it.|||Optional. Check the statute of your state. In my country, any home bought post marital is 50/50 between husband and wife regardless of who pays for it. So, it doesn't matter whether the name goes in there or not.
Key is getting a will written more than anything else. The will can cover everything from his insurance, cash holdings, stocks and shares to the house, and I think it is a better method as situations can change all the time with anyone financially. And it's very troublesome in the other areas in case of sudden death or illness.
We live in California.
Should I ask him to add my name to the new house title? What are the pros and cons of having my name on the house title?
If my name is NOT on the house title and if he dies suddenly, will I get the house?|||Demand it.|||Optional. Check the statute of your state. In my country, any home bought post marital is 50/50 between husband and wife regardless of who pays for it. So, it doesn't matter whether the name goes in there or not.
Key is getting a will written more than anything else. The will can cover everything from his insurance, cash holdings, stocks and shares to the house, and I think it is a better method as situations can change all the time with anyone financially. And it's very troublesome in the other areas in case of sudden death or illness.
Will my husband and I beable to keep house and still make payments?
I dont know where else to go to,Im so scared we're going to lose everything we worked so hard for.I have three credit cards and my husband has three,we cant seem to make ends meet,he's a truck driver,cant afford to call one of these companies and make one lumb sum to pay cards off,this is what we need. we need to just get rid of these credit cards,has nothing to do with out house,we want to keep our house and make the payments but it's getting so very rough right now.help please!going crazy.|||You need professional advice, like a Suze Orman. Perhaps check with your bank loan officer for professionals in your area. I believe the credit card companies can be talked into accepting a lower pay off, but if you have a professional barginning for you then the CC companies will come off some of their demands easier.
You should know your monthly income and expenses....just keep a daily record of your expenses, it's easy to do, get a small notebook and write them down while they are fresh in your mind.
Total them up at the end of the month and compare with your income....should be investing 10 to 15 percent for retirement. Sounds like you two are trying to take your retirement on the front end. It doesn't work unless you have a rich Mommy or Daddy.|||you should start a working from home biz,
try this one, you get the complete biz plan and a free test drive.
www.working-from-home.biz/6562
it can be done full time or part time
good luck:) have fun!!!|||I think the answers below are all good. Especially the one that suggests that you each get a second job for some period of time. Burn the credit cards, if you absolutely need this keep one but set a limit on the amount of use that you both can live with. Use the income from the second job to pay off the credit card with the highest interest rate first .
Watch out for the debt releif agencies, there have been investigations into fraud by some of them. Check with your better business bureau or government consumer affairs office before signing anything with them. It may even pay to seek legal advice.|||Well, if the credit cards are not secured, meaning they cannot come and take your furniture or house, then choose to pay what is most important, your mortgage, cars, and utilites. Then work on paying off the credit cards with what's left. I dont know if you are concerned with your credit report, at the state you may be beyond worrying about bad credit and simply worrying about keeping your home and being able to work. If you're only worrying about a few credit cards then try to budget and work out a way to pay them off slowly. Consider having them canceled, account put into collection and pay what you can, that way it's not collecting more interest or getting more over-limit fees. If all else fails and you end up with a forclosure notice, contact a bankruptcy attorney. You'll need to pay them up-front and with cash, so you might consider saving that money before paying the credit cards. If you read nothing else, get this. Pay your secured loans first.|||Whatever you do, continue to make the mortgage payments on time. The credit card debt is unsecured debt and it is a separate entity from your home. The only way it can effect your home is if the creditor charges off your account as a loss and pursues you in court for a judgment. The judgment will not force you out of your home, but it will impede any sale or refinancing of your mortgage. It will also seriously damage your credit record.
You've gotten some good advice about debt relief and counseling from the previous answers. I'd seek help.
Good luck!|||If you gave more info, like your income, balances on credit cards, you would get specific info on what to do, instead of generalizations.|||you should of never got involved with credit cards i know its easy money and its helpful but thats how banks really stick it to you with intrest and everything. Sadly you are not the only ones going through this banks are really making a killing... just making illuminati powerful|||My first suggestion is to talk with a professional consumer credit organization about your finances. They can help you make arrangements with the creditors to pay less per month and less interest rate so you can pay off all of the credit cards in 3-5 years (depending on budget) and it won't affect your house or anything. It will temporarily "ding" your credit report but you won't need credit until your current debts are paid. Don't even THINK about bankruptcy or your hubby may end up with higher insurance and it'll be harder to find jobs with background checks. Go with the counseling idea first and let them suggest a plan B if they cannot help you. This is not a consolidation plan. It is not a settlement plan. It is a matter of paying what you owe and still allowing you to live. The organization below will help you find a local FREE organization near you. You and hubby will both need to attend the counseling session though. What do you have to lose??? On the link below, go to the "take the first step" link. Good luck.|||Most states have Homestead Exemptions, which means that you can't lose it unless you don't make the mortgage or tax payments.
You have several options.
One is to just tell the credit card companies to get bent. I don't recommend it, they'll hound you and put it on your credit report and it'll be there for years, and while they can't take your house, they can sue and garnish wages, and then you might not be able to make the house payment.
Another is the debt relief companies, which may or may not work, and may or may not cause credit report problems. Worth calling, but know what the end result is before you agree to anything.
The cleanest option is to find a mortgage broker and refinance the house. You basically borrow enough to pay off the existing mortgage plus the credit cards, or get a second mortgage behind the existing one. If you've been there a few years, this should be doable. Your mortgage payments will be higher than before, but less than the combined credit card payments plus mortgage. In addition to the interest being deductible, where the credit card interest is not, you're spreading the payments out over 30 years at a lower rate than the cards.
Good luck.
You should know your monthly income and expenses....just keep a daily record of your expenses, it's easy to do, get a small notebook and write them down while they are fresh in your mind.
Total them up at the end of the month and compare with your income....should be investing 10 to 15 percent for retirement. Sounds like you two are trying to take your retirement on the front end. It doesn't work unless you have a rich Mommy or Daddy.|||you should start a working from home biz,
try this one, you get the complete biz plan and a free test drive.
www.working-from-home.biz/6562
it can be done full time or part time
good luck:) have fun!!!|||I think the answers below are all good. Especially the one that suggests that you each get a second job for some period of time. Burn the credit cards, if you absolutely need this keep one but set a limit on the amount of use that you both can live with. Use the income from the second job to pay off the credit card with the highest interest rate first .
Watch out for the debt releif agencies, there have been investigations into fraud by some of them. Check with your better business bureau or government consumer affairs office before signing anything with them. It may even pay to seek legal advice.|||Well, if the credit cards are not secured, meaning they cannot come and take your furniture or house, then choose to pay what is most important, your mortgage, cars, and utilites. Then work on paying off the credit cards with what's left. I dont know if you are concerned with your credit report, at the state you may be beyond worrying about bad credit and simply worrying about keeping your home and being able to work. If you're only worrying about a few credit cards then try to budget and work out a way to pay them off slowly. Consider having them canceled, account put into collection and pay what you can, that way it's not collecting more interest or getting more over-limit fees. If all else fails and you end up with a forclosure notice, contact a bankruptcy attorney. You'll need to pay them up-front and with cash, so you might consider saving that money before paying the credit cards. If you read nothing else, get this. Pay your secured loans first.|||Whatever you do, continue to make the mortgage payments on time. The credit card debt is unsecured debt and it is a separate entity from your home. The only way it can effect your home is if the creditor charges off your account as a loss and pursues you in court for a judgment. The judgment will not force you out of your home, but it will impede any sale or refinancing of your mortgage. It will also seriously damage your credit record.
You've gotten some good advice about debt relief and counseling from the previous answers. I'd seek help.
Good luck!|||If you gave more info, like your income, balances on credit cards, you would get specific info on what to do, instead of generalizations.|||you should of never got involved with credit cards i know its easy money and its helpful but thats how banks really stick it to you with intrest and everything. Sadly you are not the only ones going through this banks are really making a killing... just making illuminati powerful|||My first suggestion is to talk with a professional consumer credit organization about your finances. They can help you make arrangements with the creditors to pay less per month and less interest rate so you can pay off all of the credit cards in 3-5 years (depending on budget) and it won't affect your house or anything. It will temporarily "ding" your credit report but you won't need credit until your current debts are paid. Don't even THINK about bankruptcy or your hubby may end up with higher insurance and it'll be harder to find jobs with background checks. Go with the counseling idea first and let them suggest a plan B if they cannot help you. This is not a consolidation plan. It is not a settlement plan. It is a matter of paying what you owe and still allowing you to live. The organization below will help you find a local FREE organization near you. You and hubby will both need to attend the counseling session though. What do you have to lose??? On the link below, go to the "take the first step" link. Good luck.|||Most states have Homestead Exemptions, which means that you can't lose it unless you don't make the mortgage or tax payments.
You have several options.
One is to just tell the credit card companies to get bent. I don't recommend it, they'll hound you and put it on your credit report and it'll be there for years, and while they can't take your house, they can sue and garnish wages, and then you might not be able to make the house payment.
Another is the debt relief companies, which may or may not work, and may or may not cause credit report problems. Worth calling, but know what the end result is before you agree to anything.
The cleanest option is to find a mortgage broker and refinance the house. You basically borrow enough to pay off the existing mortgage plus the credit cards, or get a second mortgage behind the existing one. If you've been there a few years, this should be doable. Your mortgage payments will be higher than before, but less than the combined credit card payments plus mortgage. In addition to the interest being deductible, where the credit card interest is not, you're spreading the payments out over 30 years at a lower rate than the cards.
Good luck.
Should I ask my husband to add my name to the new house title?
I recently got married. My husband is going to buy a house. He is paying the down payment and will be paying mortgage. He has high income (double of my income). I work full time and help pay for things for home and foods.
We live in California.
Should I ask him to add my name to the new house title? What are the pros and cons of having my name on the house title?
If my name is NOT on the house title and if he dies suddenly, will I get the house?|||not sure about usa but generally speaking I would imagine it is in both of your best interests to have both names on the title. If he does depart suddenly I think it would make the legalities much simpler for you.|||Why would you even ask this question?
WHY would you want to be married to a jackass whom you have to ASK for such a thing?|||ya u can add your name to the new house title.but i am confuse u love your husband or not. don't worry after the death of husband every thing goes to his wife.|||wow. You just got married and you already have these problems. Why did you rush into marriage. It was only 4 months ago (after dating for only 2 months) that you asked, does he still "like" me.
Something is going on. After only 6 months, he has stopped taking an interest in you and maybe even stopped finding the sex interesting. If I was to guess, he will NOT put your name on the deed. In fact, I'm thinking he is gay . . . .|||CA is a community property state, so you will legally own 50% of the house either way (unless you have a prenup that would exclude it). So maybe you tell him this and tell him it would make you more comfortable if you were on the title. If find it odd he wouldn't just include you right from the start. Not a great sign.
We live in California.
Should I ask him to add my name to the new house title? What are the pros and cons of having my name on the house title?
If my name is NOT on the house title and if he dies suddenly, will I get the house?|||not sure about usa but generally speaking I would imagine it is in both of your best interests to have both names on the title. If he does depart suddenly I think it would make the legalities much simpler for you.|||Why would you even ask this question?
WHY would you want to be married to a jackass whom you have to ASK for such a thing?|||ya u can add your name to the new house title.but i am confuse u love your husband or not. don't worry after the death of husband every thing goes to his wife.|||wow. You just got married and you already have these problems. Why did you rush into marriage. It was only 4 months ago (after dating for only 2 months) that you asked, does he still "like" me.
Something is going on. After only 6 months, he has stopped taking an interest in you and maybe even stopped finding the sex interesting. If I was to guess, he will NOT put your name on the deed. In fact, I'm thinking he is gay . . . .|||CA is a community property state, so you will legally own 50% of the house either way (unless you have a prenup that would exclude it). So maybe you tell him this and tell him it would make you more comfortable if you were on the title. If find it odd he wouldn't just include you right from the start. Not a great sign.
What is the best way to organize a house, and keep it clean daily.My husband tends to be kind of messy.?
My husband and I have 2 dogs, no kids and both work full time. we can't buy a new house, so I want to feel good about our house, and possibly learn some home improvements myself. I have only been married 1 year and a half, and we just can't seem to keep the house organized and tidy all the time. Am I crazy for wanting a nice clean house to come home to? Is there a simple way to get more space in a closet. we have 4 bedrooms 1 bath.
Thank you for listening to my frustrations, any advice would be greatly appreciated, keep in mind I can't sound like I am nagging my husband lol!!!|||Glad to help. Most of us have way too much stuff, so start by getting rid of everything you don't absolutley need or use. It's much easier to keep clean. For example how many sets of sheets do two people need? I say just two, maybe even one- you wash it and put it back no need to store it. Also don't keep things that only do one special thing. They take up space and you rarely use them after the first week.
Make a week of going through each room and see how much you can do without. Maybe you could make it a contest with your husband to see who can get rid of more. Ok all that being said, now to cleaning. Make sure everything you own has a specific place not just floating around the house.
You both need to make the effort to put things in their place. Including laundry(hamper) clean clothes closet, etc. After eating take care of dishes right away either by putting them in dishwasher or washing and putting away. Make sure at the end of the day you go through(both of you) and do a quick clean-puttting everything away so you can start the day fresh tom. Then when you get home from work you may just have a liitle tidying to do from that morning. Set up a cleaning schedule like saturday laundry. Monday mop floors Tuesday clean bathrooms etc. so you really shouldn't need to be dealing with clutter after you get going then it's just a matter of doing your daily chores. You'll both appreciate having a haven for a home. God Bless you!|||Personally, if it is my husband's mess HE is the one to clean it up. We both have chores around here, but if he makes a mess, it is NOT my responsibility to clean it up. I am his wife, not his mother or his maid.....|||First thing- get your husband to help. If you both work full time, then there is no reason why you can't share the household duties. Don't let clutter accumulate- put things away right when you're done w/ them, clean up spills the moment they happen. My husband and I live in an older house that we are getting a little tired of, so I know how it is to be fed up w/ your home. It was cluttered when we moved in, so after almost 3 years we're still living in clutter (we've got the clutter pretty much confined to one room now, but it's still an eyesore). I'm about to go through and de-clutter EVERYTHING. Everything is either getting stored/organized, donated to charity, thrown out, sold at a yardsale/on Ebay. There is nothing wrong w/ wanting an organized home- you'd be strange NOT to want a clean home. Good luck!|||Learn to pick up as you go. And, if your through using it put it away. Organization is the key work here. You should have a place for everything. If you have 4 bedrooms, maybe for now use one of the bedrooms as a "junk room" or "store room". If you don't know where to assign a place for something, until you do, put it in that room. Every house should have a "junk room" or even a "junk drawer". I have always had a "junk drawer" in my kitchen. As for space in a closet. You have 4 of them at least. Just because you don't sleep in all 4 bed rooms, you can still use the closets. Use the closet in your bed room (the one you and hubby sleeps in) for your clothes of that season. Then put your clothes that are out of season in another closet in the other bed room. You could have a closet for each season since there are 4 seasons, lol, seriously. That should give you more closet space. If not, then you need to clear out what you and hubby haven't worn for 6 months and donate them to a good cause. If you don't have the clutter, it's easier to handle the dust. Good luck to you both.|||A house (Home) should be clean enough to be healthy, but dirty enough to be happy.
Thank you for listening to my frustrations, any advice would be greatly appreciated, keep in mind I can't sound like I am nagging my husband lol!!!|||Glad to help. Most of us have way too much stuff, so start by getting rid of everything you don't absolutley need or use. It's much easier to keep clean. For example how many sets of sheets do two people need? I say just two, maybe even one- you wash it and put it back no need to store it. Also don't keep things that only do one special thing. They take up space and you rarely use them after the first week.
Make a week of going through each room and see how much you can do without. Maybe you could make it a contest with your husband to see who can get rid of more. Ok all that being said, now to cleaning. Make sure everything you own has a specific place not just floating around the house.
You both need to make the effort to put things in their place. Including laundry(hamper) clean clothes closet, etc. After eating take care of dishes right away either by putting them in dishwasher or washing and putting away. Make sure at the end of the day you go through(both of you) and do a quick clean-puttting everything away so you can start the day fresh tom. Then when you get home from work you may just have a liitle tidying to do from that morning. Set up a cleaning schedule like saturday laundry. Monday mop floors Tuesday clean bathrooms etc. so you really shouldn't need to be dealing with clutter after you get going then it's just a matter of doing your daily chores. You'll both appreciate having a haven for a home. God Bless you!|||Personally, if it is my husband's mess HE is the one to clean it up. We both have chores around here, but if he makes a mess, it is NOT my responsibility to clean it up. I am his wife, not his mother or his maid.....|||First thing- get your husband to help. If you both work full time, then there is no reason why you can't share the household duties. Don't let clutter accumulate- put things away right when you're done w/ them, clean up spills the moment they happen. My husband and I live in an older house that we are getting a little tired of, so I know how it is to be fed up w/ your home. It was cluttered when we moved in, so after almost 3 years we're still living in clutter (we've got the clutter pretty much confined to one room now, but it's still an eyesore). I'm about to go through and de-clutter EVERYTHING. Everything is either getting stored/organized, donated to charity, thrown out, sold at a yardsale/on Ebay. There is nothing wrong w/ wanting an organized home- you'd be strange NOT to want a clean home. Good luck!|||Learn to pick up as you go. And, if your through using it put it away. Organization is the key work here. You should have a place for everything. If you have 4 bedrooms, maybe for now use one of the bedrooms as a "junk room" or "store room". If you don't know where to assign a place for something, until you do, put it in that room. Every house should have a "junk room" or even a "junk drawer". I have always had a "junk drawer" in my kitchen. As for space in a closet. You have 4 of them at least. Just because you don't sleep in all 4 bed rooms, you can still use the closets. Use the closet in your bed room (the one you and hubby sleeps in) for your clothes of that season. Then put your clothes that are out of season in another closet in the other bed room. You could have a closet for each season since there are 4 seasons, lol, seriously. That should give you more closet space. If not, then you need to clear out what you and hubby haven't worn for 6 months and donate them to a good cause. If you don't have the clutter, it's easier to handle the dust. Good luck to you both.|||A house (Home) should be clean enough to be healthy, but dirty enough to be happy.
How can my husband get his name off of the sister's house he co-signed on? She refuses to refinance!?
My new husband co-signed for his sister because she had gotten divorced from her husband and would lose her house otherwise. We got married before he decided to tell me him and his sister owned a home! Now I can't get a house and they aren't doing anything about it. He has been on her loan for 3 years now, she refuses to refinance, what are my options? Can we sell the house even though her name is also on it? There must be some way out of this!|||He can't do much of anything.....he's pretty much stuck.
Tell him he needs to get a really, really good lawyer.|||Go to a real estate agent and ask them if there is anything you can do. I hate to tell you this but if she can't afford the house with only her income it will be very hard to find a bank to finance just her and the current bank will not let him get on the hook just because he got married. Your husband had to know this since he had to put in his income for her to qualify, it's going to be tuff.|||there is nothing that he can do|||Oh man...thats not good, he can't do anything unless she refinances.|||The only way out of this is for his sister to refinance. Go see a lawyer.
Tell him he needs to get a really, really good lawyer.|||Go to a real estate agent and ask them if there is anything you can do. I hate to tell you this but if she can't afford the house with only her income it will be very hard to find a bank to finance just her and the current bank will not let him get on the hook just because he got married. Your husband had to know this since he had to put in his income for her to qualify, it's going to be tuff.|||there is nothing that he can do|||Oh man...thats not good, he can't do anything unless she refinances.|||The only way out of this is for his sister to refinance. Go see a lawyer.
My husband is trying to buy a house but deceased father's medical bills are on his credit. How can he fix?
My husband and his father have the same name and lived in the same house (the same address). The collection company that has the medical bills are stating that they only have a name and no other identifying information. How can he take this off his credit report so that he can buy this house. Everything has been approved through the mortage company except this.|||He needs to contact the company that is trying to collect on behalf of your husband's late father. They must have a social security number (hospitals require all personal information for billing). Since they claim that they don't have the information, call the hospital directly and have them get in touch with the agency.|||Send the credit bureaus (all 3) letters saying that you dispute the bills on the grounds that they belong to another person. Including documentation that another person had the same name and address as him. It is not necessary to show whether that person is alive or dead.|||Get in touch with the credit bureau(s) that list this and find out what you need to submit to have these removed from his report.|||Write a letter to the credit bureau agencies and send along proof of date of birth and social security numbers for both Father and Son. It is their job to investigate if you notify them of the wrong info on your credit report.
Can my husband add my name to a house he purchased prior to our wedding?
I got married 2 years ago and just recently found out from my husband that my name is not on the house that we live in. He purchased the house in the state of Georgia months before our wedding. He said that in the state of Georgia there is a clause in the real estate market to which he cannot add my name on the house. Is this true?|||I鈥檝e never heard of such a clause. Although if there is a mortgage on the home, technically the lender can call the loan due in full if he adds a name to the title, but normally they don't care as long his name also remains on the title and the payments are being made.
But honestly, if I purchased a home BEFORE I got married, and I did it entirely with MY money, I wouldn鈥檛 add a name either. That leaves him in a very vulnerable position should you ever divorce (and the divorce rate is sky-high). Plus, if there鈥檚 a mortgage, him adding your name to the title gives you a legal interest in the property with NO legal obligation to make the payment (because it doesn鈥檛 add your name to the mortgage). That鈥檚 yet another reason not to add your name. But, if refinancing would save you money (ie a lower interest rate), you might suggest that you refinance in both names (that would put your name on the title and the mortgage).
Now, I can understand that if you鈥檙e helping to make the mortgage payments you feel like you should be entitled to something.
In most states, if you get divorced and the house was your martial home and you used martial funds to make the payments, then the court considers the increase in the value of the property to be a martial asset (even if your name isn鈥檛 on the title and it was purchased before the marriage). So if the home was worth $100,000 when you married and you get divorced and it鈥檚 worth $150,000 then you would be entitled to half of the $50,000 increase in the value. You should talk to a GA attorney (many will give a free initial consultation) to verify if this would be the case in GA (I鈥檓 pretty sure it would be, but I can鈥檛 say with absolute certainty).
|||You need to contact a Real Estate Attorney in Georgia. I am not sure, but I have never heard of such a law. He should be able to add your name to it, but not to take your name off without your permission. I am guessing, however.
At the very least, he would be able to will it to you, in the event of his death.
If it is not the house of your dreams, I would try to talk him into selling it and upgrading to something that is more what you both want. It is very hard for a couple to live in the house that one or the other lived in prior to the marriage. The reason being that the person owing the house will want to have every decison of change run by him, and there is no room for inspiration, if he like things the way the are now.|||Possible. If he has a mortgage, the lender may require that the deed be in the name of the person who originally took out the mortgage. This is the case in my state.
However, this doesn't mean you have no claim on the property. Even though your name isn't on the mortgage, you may still have some rights due to the fact that this is a marital home you share with your husband.
I recommend talking to a lawyer in your state.|||He can add anyone's name he wants, but technically it is not a marital asset as you did not purchase it together.
He is trying to avoid getting your name on it, and preventing you from ownership in the event of a divorce.
But honestly, if I purchased a home BEFORE I got married, and I did it entirely with MY money, I wouldn鈥檛 add a name either. That leaves him in a very vulnerable position should you ever divorce (and the divorce rate is sky-high). Plus, if there鈥檚 a mortgage, him adding your name to the title gives you a legal interest in the property with NO legal obligation to make the payment (because it doesn鈥檛 add your name to the mortgage). That鈥檚 yet another reason not to add your name. But, if refinancing would save you money (ie a lower interest rate), you might suggest that you refinance in both names (that would put your name on the title and the mortgage).
Now, I can understand that if you鈥檙e helping to make the mortgage payments you feel like you should be entitled to something.
In most states, if you get divorced and the house was your martial home and you used martial funds to make the payments, then the court considers the increase in the value of the property to be a martial asset (even if your name isn鈥檛 on the title and it was purchased before the marriage). So if the home was worth $100,000 when you married and you get divorced and it鈥檚 worth $150,000 then you would be entitled to half of the $50,000 increase in the value. You should talk to a GA attorney (many will give a free initial consultation) to verify if this would be the case in GA (I鈥檓 pretty sure it would be, but I can鈥檛 say with absolute certainty).
|||You need to contact a Real Estate Attorney in Georgia. I am not sure, but I have never heard of such a law. He should be able to add your name to it, but not to take your name off without your permission. I am guessing, however.
At the very least, he would be able to will it to you, in the event of his death.
If it is not the house of your dreams, I would try to talk him into selling it and upgrading to something that is more what you both want. It is very hard for a couple to live in the house that one or the other lived in prior to the marriage. The reason being that the person owing the house will want to have every decison of change run by him, and there is no room for inspiration, if he like things the way the are now.|||Possible. If he has a mortgage, the lender may require that the deed be in the name of the person who originally took out the mortgage. This is the case in my state.
However, this doesn't mean you have no claim on the property. Even though your name isn't on the mortgage, you may still have some rights due to the fact that this is a marital home you share with your husband.
I recommend talking to a lawyer in your state.|||He can add anyone's name he wants, but technically it is not a marital asset as you did not purchase it together.
He is trying to avoid getting your name on it, and preventing you from ownership in the event of a divorce.
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