Friday, December 2, 2011

My husband is trying to buy a house but deceased father's medical bills are on his credit. How can he fix?

My husband and his father have the same name and lived in the same house (the same address). The collection company that has the medical bills are stating that they only have a name and no other identifying information. How can he take this off his credit report so that he can buy this house. Everything has been approved through the mortage company except this.|||He needs to contact the company that is trying to collect on behalf of your husband's late father. They must have a social security number (hospitals require all personal information for billing). Since they claim that they don't have the information, call the hospital directly and have them get in touch with the agency.|||Send the credit bureaus (all 3) letters saying that you dispute the bills on the grounds that they belong to another person. Including documentation that another person had the same name and address as him. It is not necessary to show whether that person is alive or dead.|||Get in touch with the credit bureau(s) that list this and find out what you need to submit to have these removed from his report.|||Write a letter to the credit bureau agencies and send along proof of date of birth and social security numbers for both Father and Son. It is their job to investigate if you notify them of the wrong info on your credit report.

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