Can husband put a house down as a sercurity for loan without telling or getting signature of his wife?

Do you have to tell your wife that you are puttng the house down as a security for a loan? What if you don't tell the wife and you faked her signature? Just the husband signed the documents, is this good enough for the banks to rely on laters in courts?|||If the mortgage/deeds is in the name of the husband only then yes.


If it is jointly owned then no.|||well it depends wether or not wife is already on the account if she is then no he cant|||That's fraud to forge a signature. You must be up to something no good.|||It would depend on who owns the property. If the property is only on the husband's name, he can put the house as collateral for a loan without his wife's consent or permission. But if the house is on the wife's name or a joint name, then he needs permission of the wife and forging a signature is fraud and he could go to jail for that.|||If both parties are listed on the homes documents, then both need to sign. If the hubby forges the wife's signature, that would be a felony.|||If both the wife and husband are on the deed for the house, then both signatures are required.





If the husband fakes the wife's signature, it WILL be discovered. They have handwriting experts that will be able to tell that it's forged, and then the husband gets charged with a felony and goes to JAIL. Then, when the wife divorces the husband, she can take EVERYTHING, and he'll get out of jail and have absolutely NOTHING, except a felony on his record that will likely prevent him from working anywhere other than a fast-food place.





Not a good idea, overall.|||Both signatures are required.however ...If your wife has allowed you to sign her name on previous occassion,s and you can prove this, it gets a little muddy.