My new husband wants to get his name on the house i own, how do we do that without refinancing?

newly married sold husbands house and now we are living in my house. husband wants to be able to make payments on the house and get information. bank states that we need to refinance. i do not want to do that. is there another way.|||Why put his name on the house? Where is the benefit? If he is paying some or all of the mortgage then maybe his name on the house is reasonable.I suggest you keep your finances separate.|||You want his name on your mortgage or his name on the deed? To get his name on the deed, hire a lawyer and get a quit claim deed. On the mortgage, you have to refinance.|||I agree with David





and


I will add.


Do not do it.


If you are married long enough you may


a) Sell and get another house. He can be on that one.


b) Pay it off after many years of Happy Marriage, and then, only then


quit claim his name on the Title.


c) Do a Will, if he is afraid of paying , and never getting his $$ back.


d) In most states even without a will , as your husband he would recieve the house (not an attorney, but pretty sure).


d)-1 If you have children, prior to this marriage read and re-read d)





e) Why not refinance, less than 1% of mortgages have rates at or lower than current rates, and with sale of Husbands house should be able to add enough cash to get great Rates and Terms...





Many years of experience with this topic, and many clients who NOW wish they listened. Convenience to get information is not a good enough reason.|||He cannot be added to the mortgage loan - that will take a refinance. He can be added to the property title, but that has nothing to do with building credit, if that's what he's after.|||Your mortgage company can do as they please, although I don't know why they would balk at adding a new interested party with credit and good history, as well as more qualified earned money.





Their is no other way, other than to look now for a 15 year loan with better interest, and some of his money as down, to get and even lower payment than your current monthly.